Washington County Bank

Blair, NE
IDRSSD: 1000052
Total Assets
$629.31M
Latest filing
Total Deposits
$517.92M
Latest filing
Net Interest Margin
4.30%
Profitability

Key People

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Locations

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Main Office
Washington County Bank
1523 Washington St
Blair, NE 68008
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1915FDIC Certificate 7781

Branches (3)

Page 1 of 1
NameAddressCity / State
Washington County Bank (Main)1523 Washington StBlair, NE
FORT CALHOUN BRANCH101 N 14th StFort Calhoun, NE
MISSOURI VALLEY, IOWA BRANCH205 E. Erie StreetMissouri Valley, IA
WASHINGTON COUNTY BANK - WASHINGTON BRANCH303 S 13th StTekamah, NE
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1915
Community BankYes
Ownership TypeNot Mutual
ZIP68008
State and County Number31177
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameOmaha-Council Bluffs, NE-IA

Operational Info

Number of Employees89
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.washingtoncountybank.com
Data Updated01/30/2026
CERT12241
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$629.31M
Total Deposits$517.92M
Total Liabilities$551.75M
Total Equity Capital$77.56M
Net Income$3.00M
Net Loans and Leases$507.39M
Assets Per Employee ($Millions)$6.99M
Bank Premises and Fixed Assets$5.52M
Cash and Balances due from Depository Institutions$12.61M
Deposits Held in Domestic Offices$517.92M

Key Performance Ratios

Return on Assets (ROA)1.91%
Return on Equity (ROE)15.76%
Net Interest Margin4.3%
Efficiency Ratio44.82%
Tier 1 Risk-Based Capital Ratio15.136%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.324%
Earning Assets to total Assets93.54%

Income and Expense

Total Interest Income$8.50M
Total Noninterest Income$891.00k
Total Interest Expense$2.20M
Total Noninterest Expense$3.26M
Net Interest Income$6.30M
Pre-tax Net Operating Income$3.81M
Provision for Credit Losses$125.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$20.42M
All Other Liabilities$3.42M
Total Liabilities and Capital$629.31M

Securities

Securities$80.16M
Available-for-sale debt securities$77.64M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$2.50M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Washington County Bank?
$629.31M as of the latest filing.
How much are Washington County Bank's total deposits?
$517.92M in total deposits.
Where is Washington County Bank located?
Blair, NE.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1915.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$507.39M (latest filing).
What is the total interest income (latest filing)?
$8.50M.