Visbanking Logo

Washington County Bank

Blair, NE
IDRSSD: 1000052
Total Assets
$624.01M
Latest filing
Total Deposits
$527.62M
Latest filing
Net Interest Margin
4.30%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Madison County Bank
Madison, Nebraska
→
Assets: $608.91MΔ -1.1%
Citizens State Bank
Wisner, Nebraska
→
Assets: $601.57MΔ -2.2%
Arbor Bank
Nebraska City, Nebraska
→
Assets: $629.36MΔ +2.3%
MNB BANK
Mccook, Nebraska
→
Assets: $597.04MΔ -3.0%
Heritage Bank
Wood River, Nebraska
→
Assets: $589.42MΔ -4.2%
Bruning Bank
Bruning, Nebraska
→
Assets: $649.32MΔ +5.5%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1915
Community BankYes
Ownership TypeNot Mutual
ZIP68008
State and County Number31177
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameOmaha-Council Bluffs, NE-IA

Operational Info

Number of Employees90
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.washingtoncountybank.com
Data Updated11/14/2025
CERT12241
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$624.01M
Total Deposits$527.62M
Total Liabilities$549.52M
Total Equity Capital$74.50M
Net Income$2.77M
Net Loans and Leases$500.83M
Assets Per Employee ($Millions)$7.01M
Bank Premises and Fixed Assets$5.61M
Cash and Balances due from Depository Institutions$11.33M
Deposits Held in Domestic Offices$527.62M

Key Performance Ratios

Return on Assets (ROA)1.79%
Return on Equity (ROE)15.15%
Net Interest Margin4.3%
Efficiency Ratio47.59%
Tier 1 Risk-Based Capital Ratio14.845%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.938%
Earning Assets to total Assets93.67%

Income and Expense

Total Interest Income$8.42M
Total Noninterest Income$784.00k
Total Interest Expense$2.19M
Total Noninterest Expense$3.37M
Net Interest Income$6.23M
Pre-tax Net Operating Income$3.50M
Provision for Credit Losses$140.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$18.27M
All Other Liabilities$3.63M
Total Liabilities and Capital$624.01M

Securities

Securities$82.54M
Available-for-sale debt securities$79.96M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.57M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Washington County Bank?
$624.01M as of the latest filing.
How much are Washington County Bank's total deposits?
$527.62M in total deposits.
Where is Washington County Bank located?
Blair, NE.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1915.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$500.83M (latest filing).
What is the total interest income (latest filing)?
$8.42M.