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Walters Bank and Trust Company

Walters, OK
IDRSSD: 536853
Total Assets
$66.04M
Latest filing
Total Deposits
$52.25M
Latest filing
Net Interest Margin
4.66%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/14/1934
Community BankYes
Ownership TypeNot Mutual
ZIP73572
State and County Number40033
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLawton, OK

Operational Info

Number of Employees15
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/14/1934
Primary Insurance AgencyDIF
Websitehttp://waltersbt.com
Data Updated11/14/2025
CERT14260
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$66.04M
Total Deposits$52.25M
Total Liabilities$52.41M
Total Equity Capital$13.64M
Net Income$321.00k
Net Loans and Leases$31.97M
Assets Per Employee ($Millions)$4.4M
Bank Premises and Fixed Assets$188.00k
Cash and Balances due from Depository Institutions$9.96M
Deposits Held in Domestic Offices$52.25M

Key Performance Ratios

Return on Assets (ROA)1.95%
Return on Equity (ROE)9.58%
Net Interest Margin4.66%
Efficiency Ratio60.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets20.647%
Earning Assets to total Assets96.88%

Income and Expense

Total Interest Income$824.00k
Total Noninterest Income$66.00k
Total Interest Expense$86.00k
Total Noninterest Expense$483.00k
Net Interest Income$738.00k
Pre-tax Net Operating Income$321.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$105.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$2.96M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$158.00k
Total Liabilities and Capital$66.04M

Securities

Securities$20.37M
Available-for-sale debt securities$20.37M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Walters Bank and Trust Company?
$66.04M as of the latest filing.
How much are Walters Bank and Trust Company's total deposits?
$52.25M in total deposits.
Where is Walters Bank and Trust Company located?
Walters, OK.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
1.
When was it established?
04/14/1934.
What is the Return on Assets (ROA)?
1.95%.
How much are total loans and leases?
$31.97M (latest filing).
What is the total interest income (latest filing)?
$824.00k.