VisionBank
Saint Louis Park, MN
IDRSSD: 3357077
Total Assets
$261.57M
Latest filing
Total Deposits
$195.48M
Latest filing
Net Interest Margin
3.80%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
VisionBank
3059 Joppa Ave S
Saint Louis Park, MN 55416
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/12/2005FDIC Certificate 438758
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| VisionBank (Main) | 3059 Joppa Ave S | Saint Louis Park, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/12/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55416 |
| State and County Number | 27053 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/12/2005 |
| Primary Insurance Agency | DIF |
| Website | www.bankwithvision.com |
| Data Updated | 11/14/2025 |
| CERT | 58063 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.57M |
| Total Deposits | $195.48M |
| Total Liabilities | $236.43M |
| Total Equity Capital | $25.14M |
| Net Income | $1.44M |
| Net Loans and Leases | $215.95M |
| Assets Per Employee ($Millions) | $21.8M |
| Bank Premises and Fixed Assets | $608.00k |
| Cash and Balances due from Depository Institutions | $41.20M |
| Deposits Held in Domestic Offices | $195.48M |
Key Performance Ratios
| Return on Assets (ROA) | 2.19% |
| Return on Equity (ROE) | 22.93% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 37.75% |
| Tier 1 Risk-Based Capital Ratio | 13.307% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.613% |
| Earning Assets to total Assets | 97.96% |
Income and Expense
| Total Interest Income | $4.58M |
| Total Noninterest Income | $13.00k |
| Total Interest Expense | $2.14M |
| Total Noninterest Expense | $928.00k |
| Net Interest Income | $2.44M |
| Pre-tax Net Operating Income | $1.63M |
| Provision for Credit Losses | $-99,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $260.00k |
| Other borrowed funds | $39.97M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $972.00k |
| Total Liabilities and Capital | $261.57M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of VisionBank?
$261.57M as of the latest filing.
How much are VisionBank's total deposits?
$195.48M in total deposits.
Where is VisionBank located?
Saint Louis Park, MN.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
1.
When was it established?
09/12/2005.
What is the Return on Assets (ROA)?
2.19%.
How much are total loans and leases?
$215.95M (latest filing).
What is the total interest income (latest filing)?
$4.58M.