Bridgewater Bank
Saint Louis Park, MN
IDRSSD: 3378773
Total Assets
$5.35B
Latest filing
Total Deposits
$4.32B
Latest filing
Net Interest Margin
2.85%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bridgewater Bank
4450 Excelsior Blvd
Saint Louis Park, MN 55416
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/02/2005FDIC Certificate 442260
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bridgewater Bank (Main) | 4450 Excelsior Blvd | Saint Louis Park, MN |
| ORONO BRANCH | 2445 Shadywood Rd | Orono, MN |
| MINNETONKA BRANCH | 14550 Excelsior Blvd | Minnetonka, MN |
| HENNEPIN AVENUE BRANCH | 3100 Hennepin Ave | Minneapolis, MN |
| COUNTRY VILLAGE BRANCH | 11500 Highway 7 | Minnetonka, MN |
| UPTOWN DRIVE THROUGH BRANCH | 3101 Hennepin Ave | Minneapolis, MN |
| GREENWOOD BRANCH | 21500 Highway 7 | Greenwood, MN |
| BRIDGEWATER BANK - MINNEAPOLIS BRANCH | 60 S 6th St | Minneapolis, MN |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/02/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55416 |
| State and County Number | 27053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 308 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/13/2024 |
| Date of Deposit Insurance | 11/02/2005 |
| Primary Insurance Agency | DIF |
| Website | www.bridgewaterbankmn.com |
| Data Updated | 11/14/2025 |
| CERT | 58210 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.35B |
| Total Deposits | $4.32B |
| Total Liabilities | $4.78B |
| Total Equity Capital | $572.79M |
| Net Income | $13.38M |
| Net Loans and Leases | $4.15B |
| Assets Per Employee ($Millions) | $16.46M |
| Bank Premises and Fixed Assets | $51.71M |
| Cash and Balances due from Depository Institutions | $135.15M |
| Deposits Held in Domestic Offices | $4.32B |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 9.53% |
| Net Interest Margin | 2.85% |
| Efficiency Ratio | 50.58% |
| Tier 1 Risk-Based Capital Ratio | 12.177% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.705% |
| Earning Assets to total Assets | 95.12% |
Income and Expense
| Total Interest Income | $73.63M |
| Total Noninterest Income | $2.00M |
| Total Interest Expense | $37.55M |
| Total Noninterest Expense | $19.49M |
| Net Interest Income | $36.09M |
| Pre-tax Net Operating Income | $17.49M |
| Provision for Credit Losses | $1.10M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $404.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $54.76M |
| Total Liabilities and Capital | $5.35B |
Securities
| Securities | $826.47M |
| Available-for-sale debt securities | $826.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bridgewater Bank?
$5.35B as of the latest filing.
How much are Bridgewater Bank's total deposits?
$4.32B in total deposits.
Where is Bridgewater Bank located?
Saint Louis Park, MN.
What is the Net Interest Margin?
2.85%.
How many domestic offices does it operate?
10.
When was it established?
11/02/2005.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$4.15B (latest filing).
What is the total interest income (latest filing)?
$73.63M.