Castle Rock Bank

Castle Rock, MN
IDRSSD: 152253
Total Assets
$289.67M
Latest filing
Total Deposits
$247.81M
Latest filing
Net Interest Margin
2.77%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

091913148CASTLE ROCK, MN

Key People

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Locations

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Main Office
Castle Rock Bank
27925 Danville Avenue
Castle Rock, MN 55010
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/16/1916FDIC Certificate 1278

Branches (2)

Page 1 of 1
NameAddressCity / State
Castle Rock Bank (Main)27925 Danville AvenueCastle Rock, MN
DETACHED FACILITY22140 Chippendale Ave WFarmington, MN
RANDOLPH BRANCH4765 292nd St ERandolph, MN
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/16/1916
Community BankYes
Ownership TypeNot Mutual
ZIP55010
State and County Number27037
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameMinneapolis-St. Paul-Bloomington, MN-WI

Operational Info

Number of Employees25
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.castlerockbank.net
Data Updated01/30/2026
CERT1913
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$289.67M
Total Deposits$247.81M
Total Liabilities$249.59M
Total Equity Capital$40.07M
Net Income$543.00k
Net Loans and Leases$126.99M
Assets Per Employee ($Millions)$11.59M
Bank Premises and Fixed Assets$1.75M
Cash and Balances due from Depository Institutions$6.69M
Deposits Held in Domestic Offices$247.81M

Key Performance Ratios

Return on Assets (ROA)0.76%
Return on Equity (ROE)5.46%
Net Interest Margin2.77%
Efficiency Ratio65.32%
Tier 1 Risk-Based Capital Ratio26.216%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.834%
Earning Assets to total Assets97.25%

Income and Expense

Total Interest Income$3.21M
Total Noninterest Income$165.00k
Total Interest Expense$1.28M
Total Noninterest Expense$1.37M
Net Interest Income$1.93M
Pre-tax Net Operating Income$608.00k
Provision for Credit Losses$120.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.18M
All Other Liabilities$606.00k
Total Liabilities and Capital$289.67M

Securities

Securities$151.27M
Available-for-sale debt securities$36.71M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$114.56M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Castle Rock Bank?
$289.67M as of the latest filing.
How much are Castle Rock Bank's total deposits?
$247.81M in total deposits.
Where is Castle Rock Bank located?
Castle Rock, MN.
What is the Net Interest Margin?
2.77%.
How many domestic offices does it operate?
3.
When was it established?
08/16/1916.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$126.99M (latest filing).
What is the total interest income (latest filing)?
$3.21M.