Center National Bank
Litchfield, MN
IDRSSD: 1017957
Total Assets
$232.74M
Latest filing
Total Deposits
$205.46M
Latest filing
Net Interest Margin
4.33%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Center National Bank
301 N Ramsey Ave
Litchfield, MN 55355
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1891FDIC Certificate 7030
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Center National Bank (Main) | 301 N Ramsey Ave | Litchfield, MN |
| CENTER NATIONAL BANK BRANCH | 15705 37th Ave N | Plymouth, MN |
| CHASKA BRANCH | 120 Pioneer Trl | Chaska, MN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55355 |
| State and County Number | 27093 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.centernationalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 10976 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $232.74M |
| Total Deposits | $205.46M |
| Total Liabilities | $208.95M |
| Total Equity Capital | $23.79M |
| Net Income | $963.00k |
| Net Loans and Leases | $156.19M |
| Assets Per Employee ($Millions) | $6.47M |
| Bank Premises and Fixed Assets | $3.44M |
| Cash and Balances due from Depository Institutions | $4.43M |
| Deposits Held in Domestic Offices | $205.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 16.33% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 59.16% |
| Tier 1 Risk-Based Capital Ratio | 16.242% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.221% |
| Earning Assets to total Assets | 95.58% |
Income and Expense
| Total Interest Income | $2.98M |
| Total Noninterest Income | $212.00k |
| Total Interest Expense | $563.00k |
| Total Noninterest Expense | $1.56M |
| Net Interest Income | $2.42M |
| Pre-tax Net Operating Income | $960.00k |
| Provision for Credit Losses | $115.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.50M |
| Total Liabilities and Capital | $232.74M |
Securities
| Securities | $64.95M |
| Available-for-sale debt securities | $46.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $18.76M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Center National Bank?
$232.74M as of the latest filing.
How much are Center National Bank's total deposits?
$205.46M in total deposits.
Where is Center National Bank located?
Litchfield, MN.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1891.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$156.19M (latest filing).
What is the total interest income (latest filing)?
$2.98M.