Commerce Bank
Geneva, MN
IDRSSD: 49054
Total Assets
$229.77M
Latest filing
Total Deposits
$165.09M
Latest filing
Net Interest Margin
3.05%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091912576GENEVA, MN
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Commerce Bank
101 Central Ave S
Geneva, MN 56035
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1915FDIC Certificate 6551
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commerce Bank (Main) | 101 Central Ave S | Geneva, MN |
| EDINA BRANCH | 7650 Edinborough Way | Edina, MN |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Farmers & Merchants National Bank
Luverne, Minnesota
→
Assets: $240.84MΔ +0.2%
Center National Bank
Litchfield, Minnesota
→
Assets: $236.84MΔ -1.5%
BANKWEST
Rockford, Minnesota
→
Assets: $244.44MΔ +1.7%
First State Bank of Wyoming
Wyoming, Minnesota
→
Assets: $236.00MΔ -1.8%
Arcadian Bank
Hartland, Minnesota
→
Assets: $235.87MΔ -1.9%
Security State Bank of Marine
Marine On St. Croix, Minnesota
→
Assets: $234.12MΔ -2.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56035 |
| State and County Number | 27047 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Albert Lea, MN |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.cbmn.bank |
| Data Updated | 01/30/2026 |
| CERT | 10212 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $229.77M |
| Total Deposits | $165.09M |
| Total Liabilities | $201.05M |
| Total Equity Capital | $28.72M |
| Net Income | $775.00k |
| Net Loans and Leases | $192.77M |
| Assets Per Employee ($Millions) | $19.15M |
| Bank Premises and Fixed Assets | $592.00k |
| Cash and Balances due from Depository Institutions | $7.08M |
| Deposits Held in Domestic Offices | $165.09M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 10.92% |
| Net Interest Margin | 3.05% |
| Efficiency Ratio | 41.61% |
| Tier 1 Risk-Based Capital Ratio | 15.96% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.5% |
| Earning Assets to total Assets | 97.18% |
Income and Expense
| Total Interest Income | $3.34M |
| Total Noninterest Income | $13.00k |
| Total Interest Expense | $1.59M |
| Total Noninterest Expense | $731.00k |
| Net Interest Income | $1.74M |
| Pre-tax Net Operating Income | $1.03M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $34.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.33M |
| Total Liabilities and Capital | $229.77M |
Securities
| Securities | $25.10M |
| Available-for-sale debt securities | $25.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commerce Bank?
$229.77M as of the latest filing.
How much are Commerce Bank's total deposits?
$165.09M in total deposits.
Where is Commerce Bank located?
Geneva, MN.
What is the Net Interest Margin?
3.05%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$192.77M (latest filing).
What is the total interest income (latest filing)?
$3.34M.