Prairie Community Bank
Marengo, IL
IDRSSD: 2598396
Total Assets
$188.46M
Latest filing
Total Deposits
$171.96M
Latest filing
Net Interest Margin
4.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071925758MARENGO, IL
Key People
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Locations
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Main Office
Prairie Community Bank
800 W Grant Hwy
Marengo, IL 60152
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/02/1998FDIC Certificate 59033
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Prairie Community Bank (Main) | 800 W Grant Hwy | Marengo, IL |
| JEFFERSON STREET BRANCH | 18001 Jefferson Street | Union, IL |
| MESSENGER SERVICES | 800 W Grant Hwy | Marengo, IL |
| ELGIN BRANCH | 1000 S Mclean Blvd | Elgin, IL |
| WOODSTOCK BRANCH | 233 Main St | Woodstock, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/02/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60152 |
| State and County Number | 17111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/02/1998 |
| Primary Insurance Agency | DIF |
| Website | www.prairiecommunitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 34526 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $188.46M |
| Total Deposits | $171.96M |
| Total Liabilities | $173.28M |
| Total Equity Capital | $15.18M |
| Net Income | $319.00k |
| Net Loans and Leases | $124.87M |
| Assets Per Employee ($Millions) | $4.38M |
| Bank Premises and Fixed Assets | $8.27M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $171.96M |
Key Performance Ratios
| Return on Assets (ROA) | 0.67% |
| Return on Equity (ROE) | 8.55% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 82.72% |
| Tier 1 Risk-Based Capital Ratio | 12.618% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.054% |
| Earning Assets to total Assets | 92.72% |
Income and Expense
| Total Interest Income | $2.47M |
| Total Noninterest Income | $132.00k |
| Total Interest Expense | $645.00k |
| Total Noninterest Expense | $1.62M |
| Net Interest Income | $1.82M |
| Pre-tax Net Operating Income | $444.00k |
| Provision for Credit Losses | $-106,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $368.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.65M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.32M |
| Total Liabilities and Capital | $188.46M |
Securities
| Securities | $29.40M |
| Available-for-sale debt securities | $29.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Prairie Community Bank?
$188.46M as of the latest filing.
How much are Prairie Community Bank's total deposits?
$171.96M in total deposits.
Where is Prairie Community Bank located?
Marengo, IL.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
5.
When was it established?
04/02/1998.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$124.87M (latest filing).
What is the total interest income (latest filing)?
$2.47M.