United Community Bank
Greenville, SC
IDRSSD: 1017939
Total Assets
$28.09B
Latest filing
Total Deposits
$24.41B
Latest filing
Net Interest Margin
3.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
United Community Bank
200 E Camperdown Way
Greenville, SC 29601
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/1950FDIC Certificate 10978
Branches (190)
Page 1 of 28| Name | Address | City / State |
|---|---|---|
| United Community Bank (Main) | 200 E Camperdown Way | Greenville, SC |
| FL-SOUTH MIAMI- SUNSET DRIVE BRANCH | 5750 Sunset Dr | South Miami, FL |
| UCB DAWSON COUNTY BRANCH | 109 Highway 53 W | Dawsonville, GA |
| FAIRBURN 1ST COMMUNITY BRANCH | 65 Washington St | Fairburn, GA |
| ROME BRANCH | 307 E 2nd Ave | Rome, GA |
| UCB WHITE COUNTY BRANCH | 153 E Kytle St | Cleveland, GA |
| UNITED COMMUNITY BANK -MURPHY BRANCH | 116 Peachtree St | Murphy, NC |
| WAYNESVILLE BRANCH | 165 N Main St | Waynesville, NC |
Showing 7 of 190
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/01/1950 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 29601 |
| State and County Number | 45045 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Greenville-Anderson, SC |
Operational Info
| Number of Employees | 3,038 |
| Domestic Offices | 191 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 03/01/1950 |
| Primary Insurance Agency | DIF |
| Website | www.ucbi.com |
| Data Updated | 11/14/2025 |
| CERT | 16889 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $28.09B |
| Total Deposits | $24.41B |
| Total Liabilities | $24.71B |
| Total Equity Capital | $3.38B |
| Net Income | $90.60M |
| Net Loans and Leases | $18.99B |
| Assets Per Employee ($Millions) | $9.22M |
| Bank Premises and Fixed Assets | $423.23M |
| Cash and Balances due from Depository Institutions | $617.93M |
| Deposits Held in Domestic Offices | $24.41B |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 10.75% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 53.06% |
| Tier 1 Risk-Based Capital Ratio | 12.481% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.039% |
| Earning Assets to total Assets | 90.54% |
Income and Expense
| Total Interest Income | $353.55M |
| Total Noninterest Income | $39.53M |
| Total Interest Expense | $119.32M |
| Total Noninterest Expense | $148.56M |
| Net Interest Income | $234.23M |
| Pre-tax Net Operating Income | $117.29M |
| Provision for Credit Losses | $7.91M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $895.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $245.12M |
| Total Liabilities and Capital | $28.09B |
Securities
| Securities | $6.15B |
| Available-for-sale debt securities | $3.88B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.27B |
| Subordinated Debt | $0 |
| Trading Account Assets | $22.67M |
| Trading Liabilities | $47.66M |
Frequently Asked Questions
What are the total assets of United Community Bank?
$28.09B as of the latest filing.
How much are United Community Bank's total deposits?
$24.41B in total deposits.
Where is United Community Bank located?
Greenville, SC.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
191.
When was it established?
03/01/1950.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$18.99B (latest filing).
What is the total interest income (latest filing)?
$353.55M.