First Community Bank
Lexington, SC
IDRSSD: 2328137
Total Assets
$2.07B
Latest filing
Total Deposits
$1.78B
Latest filing
Net Interest Margin
3.38%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank
5455 Sunset Blvd
Lexington, SC 29072
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/17/1995FDIC Certificate 56126
Branches (21)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Community Bank (Main) | 5455 Sunset Blvd | Lexington, SC |
| CHAPIN BRANCH | 127 Amicks Ferry Rd | Chapin, SC |
| PROSPERITY BRANCH | 101 N Wheeler Ave | Prosperity, SC |
| FOREST ACRES BRANCH | 4404 Forest Dr | Columbia, SC |
| IRMO BRANCH | 1030 Lake Murray Blvd | Irmo, SC |
| CAYCE/WEST COLUMBIA BRANCH | 506 Meeting St | West Columbia, SC |
| GILBERT BRANCH | 4325 Augusta Hwy | Gilbert, SC |
| BEREA BRANCH | 45 Farrs Bridge Rd | Greenville, SC |
Showing 7 of 21
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/17/1995 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29072 |
| State and County Number | 45063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Columbia, SC |
Operational Info
| Number of Employees | 273 |
| Domestic Offices | 22 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/17/1995 |
| Primary Insurance Agency | DIF |
| Website | www.firstcommunitysc.com |
| Data Updated | 11/14/2025 |
| CERT | 34047 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.07B |
| Total Deposits | $1.78B |
| Total Liabilities | $1.90B |
| Total Equity Capital | $170.17M |
| Net Income | $5.69M |
| Net Loans and Leases | $1.27B |
| Assets Per Employee ($Millions) | $7.59M |
| Bank Premises and Fixed Assets | $31.46M |
| Cash and Balances due from Depository Institutions | $193.67M |
| Deposits Held in Domestic Offices | $1.78B |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 13.59% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 63.5% |
| Tier 1 Risk-Based Capital Ratio | 13.1% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.239% |
| Earning Assets to total Assets | 93.75% |
Income and Expense
| Total Interest Income | $24.89M |
| Total Noninterest Income | $4.16M |
| Total Interest Expense | $8.64M |
| Total Noninterest Expense | $13.01M |
| Net Interest Income | $16.26M |
| Pre-tax Net Operating Income | $7.21M |
| Provision for Credit Losses | $201.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $194.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $99.61M |
| All Other Liabilities | $18.84M |
| Total Liabilities and Capital | $2.07B |
Securities
| Securities | $498.33M |
| Available-for-sale debt securities | $299.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $198.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank?
$2.07B as of the latest filing.
How much are First Community Bank's total deposits?
$1.78B in total deposits.
Where is First Community Bank located?
Lexington, SC.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
22.
When was it established?
08/17/1995.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$1.27B (latest filing).
What is the total interest income (latest filing)?
$24.89M.