Security Federal Bank
Aiken, SC
IDRSSD: 763677
Total Assets
$1.55B
Latest filing
Total Deposits
$1.37B
Latest filing
Net Interest Margin
3.36%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security Federal Bank
238 Richland Ave W
Aiken, SC 29801
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1922FDIC Certificate 43934
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Security Federal Bank (Main) | 238 Richland Ave W | Aiken, SC |
| GRANITEVILLE BRANCH | 50 Canal St | Graniteville, SC |
| CLEARWATER BRANCH | 4568 Jefferson Davis Hwy | Clearwater, SC |
| LANGLEY BRANCH | 2812 Augusta Street | Langley, SC |
| WAGENER BRANCH | 118 Main St N | Wagener, SC |
| 313 MARTINTOWNE RD BRANCH | 313 E Martintown Rd | North Augusta, SC |
| 1665 RICHLAND AVENUE BRANCH | 1665 Richland Ave | Aiken, SC |
| SOUTHSIDE BRANCH | 2587 Whiskey Rd | Aiken, SC |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1922 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29801 |
| State and County Number | 45003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Augusta-Richmond County, GA-SC |
Operational Info
| Number of Employees | 251 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.securityfederalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 31100 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.55B |
| Total Deposits | $1.37B |
| Total Liabilities | $1.41B |
| Total Equity Capital | $144.34M |
| Net Income | $2.96M |
| Net Loans and Leases | $676.18M |
| Assets Per Employee ($Millions) | $6.28M |
| Bank Premises and Fixed Assets | $33.50M |
| Cash and Balances due from Depository Institutions | $64.86M |
| Deposits Held in Domestic Offices | $1.37B |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 8.36% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 74.65% |
| Tier 1 Risk-Based Capital Ratio | 19.305% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.301% |
| Earning Assets to total Assets | 92.84% |
Income and Expense
| Total Interest Income | $19.12M |
| Total Noninterest Income | $2.43M |
| Total Interest Expense | $7.05M |
| Total Noninterest Expense | $10.82M |
| Net Interest Income | $12.06M |
| Pre-tax Net Operating Income | $3.71M |
| Provision for Credit Losses | $-35,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $747.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $25.26M |
| All Other Liabilities | $9.62M |
| Total Liabilities and Capital | $1.55B |
Securities
| Securities | $721.88M |
| Available-for-sale debt securities | $630.47M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $91.41M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Federal Bank?
$1.55B as of the latest filing.
How much are Security Federal Bank's total deposits?
$1.37B in total deposits.
Where is Security Federal Bank located?
Aiken, SC.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
19.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$676.18M (latest filing).
What is the total interest income (latest filing)?
$19.12M.