First Palmetto Bank
Camden, SC
IDRSSD: 586072
Total Assets
$1.04B
Latest filing
Total Deposits
$941.13M
Latest filing
Net Interest Margin
3.53%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Palmetto Bank
315 E Dekalb St
Camden, SC 29020
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1904FDIC Certificate 41230
Branches (21)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Palmetto Bank (Main) | 315 E Dekalb St | Camden, SC |
| PAGELAND BRANCH | 201 N Pearl St | Pageland, SC |
| KERSHAW BRANCH | 301 N Hampton St | Kershaw, SC |
| LANCASTER BRANCH | 409 N Main St | Lancaster, SC |
| FOREST DRIVE BRANCH | 3932 Forest Dr | Columbia, SC |
| IRMO BRANCH | 7327 Saint Andrews Rd | Irmo, SC |
| LEXINGTON BRANCH | 5321 Sunset Blvd | Lexington, SC |
| MANNING BRANCH | 111 N Brooks St | Manning, SC |
Showing 7 of 21
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29020 |
| State and County Number | 45055 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Columbia, SC |
Operational Info
| Number of Employees | 165 |
| Domestic Offices | 22 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/18/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstpalmetto.com |
| Data Updated | 11/14/2025 |
| CERT | 28396 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.04B |
| Total Deposits | $941.13M |
| Total Liabilities | $946.15M |
| Total Equity Capital | $95.09M |
| Net Income | $2.97M |
| Net Loans and Leases | $755.43M |
| Assets Per Employee ($Millions) | $6.51M |
| Bank Premises and Fixed Assets | $29.33M |
| Cash and Balances due from Depository Institutions | $140.08M |
| Deposits Held in Domestic Offices | $941.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 12.63% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 60.43% |
| Tier 1 Risk-Based Capital Ratio | 13.09% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.133% |
| Earning Assets to total Assets | 95.34% |
Income and Expense
| Total Interest Income | $13.43M |
| Total Noninterest Income | $1.16M |
| Total Interest Expense | $4.73M |
| Total Noninterest Expense | $5.96M |
| Net Interest Income | $8.71M |
| Pre-tax Net Operating Income | $3.90M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $60.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.02M |
| Total Liabilities and Capital | $1.04B |
Securities
| Securities | $107.01M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $107.01M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Palmetto Bank?
$1.04B as of the latest filing.
How much are First Palmetto Bank's total deposits?
$941.13M in total deposits.
Where is First Palmetto Bank located?
Camden, SC.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
22.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$755.43M (latest filing).
What is the total interest income (latest filing)?
$13.43M.