Beacon Community Bank
Mount Pleasant, SC
IDRSSD: 5136959
Total Assets
$957.48M
Latest filing
Total Deposits
$766.64M
Latest filing
Net Interest Margin
2.61%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Beacon Community Bank
2347 Highway 17n
Mount Pleasant, SC 29466
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/08/2018FDIC Certificate 589084
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Beacon Community Bank (Main) | 2347 Highway 17n | Mount Pleasant, SC |
| HOUSTON NORTHCUTT | 966 Houston Northcutt Blvd | Mount Pleasant, SC |
| DANIEL ISLAND BRANCH | 20 Fairchild St | Charleston, SC |
| BEN SAWYER BRANCH | 1210 Ben Sawyer Blvd | Mount Pleasant, SC |
| NORTH CHARLESTON BRANCH | 5270 International Blvd | North Charleston, SC |
| BAY STREET BRANCH | 578 E. Bay Street | Charleston, SC |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/08/2018 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29466 |
| State and County Number | 45019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Charleston-North Charleston, SC |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/25/2023 |
| Date of Deposit Insurance | 01/08/2018 |
| Primary Insurance Agency | DIF |
| Website | www.beacon.bank |
| Data Updated | 11/14/2025 |
| CERT | 59106 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $957.48M |
| Total Deposits | $766.64M |
| Total Liabilities | $881.80M |
| Total Equity Capital | $75.68M |
| Net Income | $1.40M |
| Net Loans and Leases | $832.44M |
| Assets Per Employee ($Millions) | $12.77M |
| Bank Premises and Fixed Assets | $19.02M |
| Cash and Balances due from Depository Institutions | $66.49M |
| Deposits Held in Domestic Offices | $766.64M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 8.01% |
| Net Interest Margin | 2.61% |
| Efficiency Ratio | 64.6% |
| Tier 1 Risk-Based Capital Ratio | 9.209% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.904% |
| Earning Assets to total Assets | 96.16% |
Income and Expense
| Total Interest Income | $12.74M |
| Total Noninterest Income | $852.00k |
| Total Interest Expense | $6.99M |
| Total Noninterest Expense | $4.27M |
| Net Interest Income | $5.76M |
| Pre-tax Net Operating Income | $1.84M |
| Provision for Credit Losses | $498.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $104.58M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.58M |
| Total Liabilities and Capital | $957.48M |
Securities
| Securities | $27.41M |
| Available-for-sale debt securities | $27.41M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Beacon Community Bank?
$957.48M as of the latest filing.
How much are Beacon Community Bank's total deposits?
$766.64M in total deposits.
Where is Beacon Community Bank located?
Mount Pleasant, SC.
What is the Net Interest Margin?
2.61%.
How many domestic offices does it operate?
6.
When was it established?
01/08/2018.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$832.44M (latest filing).
What is the total interest income (latest filing)?
$12.74M.