Union Bank and Trust Company
Minneapolis, MN
IDRSSD: 689759
Total Assets
$250.15M
Latest filing
Total Deposits
$227.98M
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Union Bank and Trust Company
312 Central Ave Se
Minneapolis, MN 55414
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/15/1976FDIC Certificate 15457
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Union Bank and Trust Company (Main) | 312 Central Ave Se | Minneapolis, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Luminate Bank
Minneapolis, Minnesota
→
Assets: $412.45MΔ +105.2%
Northeast Bank
Minneapolis, Minnesota
→
Assets: $825.28MΔ +310.6%
MidCountry Bank
Minneapolis, Minnesota
→
Assets: $1.07BΔ +433.8%
Ameriprise Bank, FSB
Minneapolis, Minnesota
→
Assets: $24.01BΔ +11845.6%
Wadena State Bank
Wadena, Minnesota
→
Assets: $204.46MΔ +1.7%
Farmers State Bank of Hamel
Hamel, Minnesota
→
Assets: $204.88MΔ +1.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/15/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55414 |
| State and County Number | 27053 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/15/1976 |
| Primary Insurance Agency | DIF |
| Website | WWW.UBTMN.COM |
| Data Updated | 11/14/2025 |
| CERT | 22242 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $250.15M |
| Total Deposits | $227.98M |
| Total Liabilities | $230.02M |
| Total Equity Capital | $20.13M |
| Net Income | $527.00k |
| Net Loans and Leases | $102.87M |
| Assets Per Employee ($Millions) | $6.25M |
| Bank Premises and Fixed Assets | $1.52M |
| Cash and Balances due from Depository Institutions | $90.58M |
| Deposits Held in Domestic Offices | $227.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 10.66% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 74.72% |
| Tier 1 Risk-Based Capital Ratio | 16.81% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.045% |
| Earning Assets to total Assets | 93.28% |
Income and Expense
| Total Interest Income | $2.48M |
| Total Noninterest Income | $1.14M |
| Total Interest Expense | $237.00k |
| Total Noninterest Expense | $2.52M |
| Net Interest Income | $2.24M |
| Pre-tax Net Operating Income | $764.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.55M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.04M |
| Total Liabilities and Capital | $250.15M |
Securities
| Securities | $50.36M |
| Available-for-sale debt securities | $50.36M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union Bank and Trust Company?
$250.15M as of the latest filing.
How much are Union Bank and Trust Company's total deposits?
$227.98M in total deposits.
Where is Union Bank and Trust Company located?
Minneapolis, MN.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
1.
When was it established?
03/15/1976.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$102.87M (latest filing).
What is the total interest income (latest filing)?
$2.48M.