Harvest Bank
Kimball, MN
IDRSSD: 28152
Total Assets
$234.95M
Latest filing
Total Deposits
$215.23M
Latest filing
Net Interest Margin
3.81%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091908179KIMBALL, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Harvest Bank
75 N Main St
Kimball, MN 55353
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/08/1901FDIC Certificate 7287
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Harvest Bank (Main) | 75 N Main St | Kimball, MN |
| ST. AUGUSTA BRANCH | 24952 County Road 7 | St. Cloud, MN |
| KANDIYOHI BRANCH | 321 Pacific Ave | Kandiyohi, MN |
| ATWATER BRANCH | 222 Atlantic Ave | Atwater, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/08/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55353 |
| State and County Number | 27145 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Cloud, MN |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.harvestbank.com |
| Data Updated | 01/30/2026 |
| CERT | 11415 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $234.95M |
| Total Deposits | $215.23M |
| Total Liabilities | $216.91M |
| Total Equity Capital | $18.04M |
| Net Income | $704.00k |
| Net Loans and Leases | $156.72M |
| Assets Per Employee ($Millions) | $6.53M |
| Bank Premises and Fixed Assets | $1.17M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $215.23M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 16.01% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 64.59% |
| Tier 1 Risk-Based Capital Ratio | 13.032% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.677% |
| Earning Assets to total Assets | 92.58% |
Income and Expense
| Total Interest Income | $2.92M |
| Total Noninterest Income | $110.00k |
| Total Interest Expense | $841.00k |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $2.08M |
| Pre-tax Net Operating Income | $774.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.06M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.93M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.68M |
| Total Liabilities and Capital | $234.95M |
Securities
| Securities | $50.10M |
| Available-for-sale debt securities | $31.47M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $18.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Harvest Bank?
$234.95M as of the latest filing.
How much are Harvest Bank's total deposits?
$215.23M in total deposits.
Where is Harvest Bank located?
Kimball, MN.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
4.
When was it established?
08/08/1901.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$156.72M (latest filing).
What is the total interest income (latest filing)?
$2.92M.