New Horizon Bank, National Association
Powhatan, VA
IDRSSD: 3816154
Total Assets
$214.04M
Latest filing
Total Deposits
$172.59M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
New Horizon Bank, National Association
1870 Stoneridge Commerce Dr
Powhatan, VA 23139
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/07/2009FDIC Certificate 470809
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| New Horizon Bank, National Association (Main) | 1870 Stoneridge Commerce Dr | Powhatan, VA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/07/2009 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 23139 |
| State and County Number | 51145 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Richmond, VA |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/09/2024 |
| Date of Deposit Insurance | 10/07/2009 |
| Primary Insurance Agency | DIF |
| Website | www.newhorizonbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58857 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $214.04M |
| Total Deposits | $172.59M |
| Total Liabilities | $184.40M |
| Total Equity Capital | $29.64M |
| Net Income | $-646,000 |
| Net Loans and Leases | $124.38M |
| Assets Per Employee ($Millions) | $4.2M |
| Bank Premises and Fixed Assets | $4.44M |
| Cash and Balances due from Depository Institutions | $47.30M |
| Deposits Held in Domestic Offices | $172.59M |
Key Performance Ratios
| Return on Assets (ROA) | -1.19% |
| Return on Equity (ROE) | -8.74% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 109.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.847% |
| Earning Assets to total Assets | 94.54% |
Income and Expense
| Total Interest Income | $3.01M |
| Total Noninterest Income | $499.00k |
| Total Interest Expense | $1.01M |
| Total Noninterest Expense | $2.76M |
| Net Interest Income | $2.00M |
| Pre-tax Net Operating Income | $-395,000 |
| Provision for Credit Losses | $143.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.35M |
| Federal Funds Sold & Reverse Repurchase Agreement | $162.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.46M |
| Total Liabilities and Capital | $214.04M |
Securities
| Securities | $31.43M |
| Available-for-sale debt securities | $31.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of New Horizon Bank, National Association?
$214.04M as of the latest filing.
How much are New Horizon Bank, National Association's total deposits?
$172.59M in total deposits.
Where is New Horizon Bank, National Association located?
Powhatan, VA.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
1.
When was it established?
10/07/2009.
What is the Return on Assets (ROA)?
-1.19%.
How much are total loans and leases?
$124.38M (latest filing).
What is the total interest income (latest filing)?
$3.01M.