Lee Bank and Trust Company
Pennington Gap, VA
IDRSSD: 661223
Total Assets
$261.72M
Latest filing
Total Deposits
$226.06M
Latest filing
Net Interest Margin
3.48%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
051404163PENNINGTON GAP, VA
Key People
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Locations
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Main Office
Lee Bank and Trust Company
41371 W Morgan Ave
Pennington Gap, VA 24277
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/22/1932FDIC Certificate 7400
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lee Bank and Trust Company (Main) | 41371 W Morgan Ave | Pennington Gap, VA |
| JONESVILLE BRANCH | 32739 Main Street | Jonesville, VA |
| BRISTOL BRANCH | 743 Gate City Hwy | Bristol, VA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/22/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24277 |
| State and County Number | 51105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.leebank24.com |
| Data Updated | 01/30/2026 |
| CERT | 11582 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.72M |
| Total Deposits | $226.06M |
| Total Liabilities | $229.59M |
| Total Equity Capital | $32.13M |
| Net Income | $838.00k |
| Net Loans and Leases | $131.19M |
| Assets Per Employee ($Millions) | $6.38M |
| Bank Premises and Fixed Assets | $1.37M |
| Cash and Balances due from Depository Institutions | $10.52M |
| Deposits Held in Domestic Offices | $226.06M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 10.46% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 53.43% |
| Tier 1 Risk-Based Capital Ratio | 21.178% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.278% |
| Earning Assets to total Assets | 96.46% |
Income and Expense
| Total Interest Income | $3.69M |
| Total Noninterest Income | $193.00k |
| Total Interest Expense | $1.49M |
| Total Noninterest Expense | $1.28M |
| Net Interest Income | $2.19M |
| Pre-tax Net Operating Income | $1.05M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $194.00k |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $155.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $523.00k |
| Total Liabilities and Capital | $261.72M |
Securities
| Securities | $114.63M |
| Available-for-sale debt securities | $114.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lee Bank and Trust Company?
$261.72M as of the latest filing.
How much are Lee Bank and Trust Company's total deposits?
$226.06M in total deposits.
Where is Lee Bank and Trust Company located?
Pennington Gap, VA.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
3.
When was it established?
08/22/1932.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$131.19M (latest filing).
What is the total interest income (latest filing)?
$3.69M.