TNBANK
Oak Ridge, TN
IDRSSD: 2305969
Total Assets
$301.90M
Latest filing
Total Deposits
$261.86M
Latest filing
Net Interest Margin
4.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
TNBANK
401 S Illinois Ave
Oak Ridge, TN 37830
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/30/1995FDIC Certificate 55601
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| TNBANK (Main) | 401 S Illinois Ave | Oak Ridge, TN |
| JACKSON SQUARE BRANCH | 900 Oak Ridge Tpke | Oak Ridge, TN |
| FARRAGUT BRANCH | 11200 Kingston Pike | Knoxville, TN |
| TNBANK OF KNOXVILLE, AN OFFICE OF TNBANK, OAK RIDGE, TENNESSEE | 1005 N Cedar Bluff Rd | Knoxville, TN |
| TNBANK BRANCH | 1311 W Lamar Alexander Pkwy | Maryville, TN |
| KNOXVILLE LPO | 12740 Kingston Pike | Knoxville, TN |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/30/1995 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37830 |
| State and County Number | 47001 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Knoxville, TN |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/30/1995 |
| Primary Insurance Agency | DIF |
| Website | www.tnbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 34023 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $301.90M |
| Total Deposits | $261.86M |
| Total Liabilities | $276.35M |
| Total Equity Capital | $25.55M |
| Net Income | $991.00k |
| Net Loans and Leases | $217.97M |
| Assets Per Employee ($Millions) | $6.16M |
| Bank Premises and Fixed Assets | $4.89M |
| Cash and Balances due from Depository Institutions | $13.48M |
| Deposits Held in Domestic Offices | $261.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 15.89% |
| Net Interest Margin | 4.5% |
| Efficiency Ratio | 68.21% |
| Tier 1 Risk-Based Capital Ratio | 12.576% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.464% |
| Earning Assets to total Assets | 92.35% |
Income and Expense
| Total Interest Income | $4.31M |
| Total Noninterest Income | $149.00k |
| Total Interest Expense | $1.27M |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $3.04M |
| Pre-tax Net Operating Income | $1.28M |
| Provision for Credit Losses | $-268,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.53M |
| Federal Funds Purchased and Repurchased Agreement | $3.67M |
| All Other Liabilities | $4.31M |
| Total Liabilities and Capital | $301.90M |
Securities
| Securities | $45.54M |
| Available-for-sale debt securities | $45.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TNBANK?
$301.90M as of the latest filing.
How much are TNBANK's total deposits?
$261.86M in total deposits.
Where is TNBANK located?
Oak Ridge, TN.
What is the Net Interest Margin?
4.50%.
How many domestic offices does it operate?
6.
When was it established?
05/30/1995.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$217.97M (latest filing).
What is the total interest income (latest filing)?
$4.31M.