Sonata Bank

Brentwood, TN
IDRSSD: 62044
Total Assets
$256.81M
Latest filing
Total Deposits
$231.94M
Latest filing
Net Interest Margin
4.10%
Profitability

Locations

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Main Office
Sonata Bank
5005 Maryland Way
Brentwood, TN 37027
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 14767

Branches (1)

Page 1 of 1
NameAddressCity / State
Sonata Bank (Main)5005 Maryland WayBrentwood, TN
SEBREE BRANCH7079 State Route 56 ESebree, KY
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1890
Community BankYes
Ownership TypeNot Mutual
ZIP37027
State and County Number47187
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNashville-Davidson-Murfreesboro-Franklin, TN

Operational Info

Number of Employees39
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/20/2024
Date of Deposit Insurance11/27/1973
Primary Insurance AgencyDIF
Websitewww.sonatabank.com/
Data Updated11/14/2025
CERT21342
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$256.81M
Total Deposits$231.94M
Total Liabilities$234.75M
Total Equity Capital$22.06M
Net Income$30.00k
Net Loans and Leases$217.21M
Assets Per Employee ($Millions)$6.76M
Bank Premises and Fixed Assets$4.18M
Cash and Balances due from Depository Institutions$29.47M
Deposits Held in Domestic Offices$231.94M

Key Performance Ratios

Return on Assets (ROA)0.05%
Return on Equity (ROE)0.56%
Net Interest Margin4.1%
Efficiency Ratio93.91%
Tier 1 Risk-Based Capital Ratio10.965%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.591%
Earning Assets to total Assets95.51%

Income and Expense

Total Interest Income$4.09M
Total Noninterest Income$87.00k
Total Interest Expense$1.70M
Total Noninterest Expense$2.33M
Net Interest Income$2.39M
Pre-tax Net Operating Income$45.00k
Provision for Credit Losses$106.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$41.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$56.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.81M
Total Liabilities and Capital$256.81M

Securities

Securities$2.38M
Available-for-sale debt securities$2.38M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Sonata Bank?
$256.81M as of the latest filing.
How much are Sonata Bank's total deposits?
$231.94M in total deposits.
Where is Sonata Bank located?
Brentwood, TN.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.05%.
How much are total loans and leases?
$217.21M (latest filing).
What is the total interest income (latest filing)?
$4.09M.