Traditions First Bank
Erin, TN
IDRSSD: 2963864
Total Assets
$322.65M
Latest filing
Total Deposits
$285.14M
Latest filing
Net Interest Margin
3.85%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Traditions First Bank
5745 E Main St
Erin, TN 37061
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/30/2000FDIC Certificate 357250
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Traditions First Bank (Main) | 5745 E Main St | Erin, TN |
| DOVER BRANCH | 300 Donelson Pkwy | Dover, TN |
| DICKSON BRANCH | 500 Henslee Dr | Dickson, TN |
| CLARKSVILLE BRANCH | 25 Jefferson St, Ste 100 | Clarksville, TN |
| TRADITIONS FIRST BANK BRANCH | 2224 Madison St | Clarksville, TN |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Elizabethton Federal Savings Bank
Elizabethton, Tennessee
→
Assets: $320.05MΔ -2.4%
RockPointBank, National Association
Chattanooga, Tennessee
→
Assets: $337.04MΔ +2.7%
Community Bank
Lexington, Tennessee
→
Assets: $342.32MΔ +4.3%
The First National Bank of Oneida
Oneida, Tennessee
→
Assets: $347.94MΔ +6.1%
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee
→
Assets: $307.37MΔ -6.3%
TNBANK
Oak Ridge, Tennessee
→
Assets: $301.90MΔ -8.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/30/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37061 |
| State and County Number | 47083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/30/2000 |
| Primary Insurance Agency | DIF |
| Website | http://www.traditionsfirst.com |
| Data Updated | 01/30/2026 |
| CERT | 57092 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $322.65M |
| Total Deposits | $285.14M |
| Total Liabilities | $291.89M |
| Total Equity Capital | $30.76M |
| Net Income | $660.00k |
| Net Loans and Leases | $252.20M |
| Assets Per Employee ($Millions) | $6.86M |
| Bank Premises and Fixed Assets | $4.28M |
| Cash and Balances due from Depository Institutions | $7.63M |
| Deposits Held in Domestic Offices | $285.14M |
Key Performance Ratios
| Return on Assets (ROA) | 0.81% |
| Return on Equity (ROE) | 8.7% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 67.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.534% |
| Earning Assets to total Assets | 94.14% |
Income and Expense
| Total Interest Income | $4.67M |
| Total Noninterest Income | $121.00k |
| Total Interest Expense | $1.72M |
| Total Noninterest Expense | $2.08M |
| Net Interest Income | $2.96M |
| Pre-tax Net Operating Income | $973.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.25M |
| Total Liabilities and Capital | $322.65M |
Securities
| Securities | $49.03M |
| Available-for-sale debt securities | $49.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Traditions First Bank?
$322.65M as of the latest filing.
How much are Traditions First Bank's total deposits?
$285.14M in total deposits.
Where is Traditions First Bank located?
Erin, TN.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
5.
When was it established?
11/30/2000.
What is the Return on Assets (ROA)?
0.81%.
How much are total loans and leases?
$252.20M (latest filing).
What is the total interest income (latest filing)?
$4.67M.