Traditions First Bank
Erin, TN
IDRSSD: 2963864
Total Assets
$328.09M
Latest filing
Total Deposits
$290.63M
Latest filing
Net Interest Margin
3.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Traditions First Bank
5745 E Main St
Erin, TN 37061
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/30/2000FDIC Certificate 357250
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Traditions First Bank (Main) | 5745 E Main St | Erin, TN |
| DOVER BRANCH | 300 Donelson Pkwy | Dover, TN |
| DICKSON BRANCH | 500 Henslee Dr | Dickson, TN |
| CLARKSVILLE BRANCH | 25 Jefferson St, Ste 100 | Clarksville, TN |
| TRADITIONS FIRST BANK BRANCH | 2224 Madison St | Clarksville, TN |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/30/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37061 |
| State and County Number | 47083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/30/2000 |
| Primary Insurance Agency | DIF |
| Website | http://www.traditionsfirst.com |
| Data Updated | 11/14/2025 |
| CERT | 57092 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $328.09M |
| Total Deposits | $290.63M |
| Total Liabilities | $298.15M |
| Total Equity Capital | $29.94M |
| Net Income | $660.00k |
| Net Loans and Leases | $240.02M |
| Assets Per Employee ($Millions) | $7.13M |
| Bank Premises and Fixed Assets | $4.30M |
| Cash and Balances due from Depository Institutions | $19.64M |
| Deposits Held in Domestic Offices | $290.63M |
Key Performance Ratios
| Return on Assets (ROA) | 0.82% |
| Return on Equity (ROE) | 8.88% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 70.99% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.125% |
| Earning Assets to total Assets | 94.56% |
Income and Expense
| Total Interest Income | $4.57M |
| Total Noninterest Income | $226.00k |
| Total Interest Expense | $1.74M |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $2.83M |
| Pre-tax Net Operating Income | $885.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.02M |
| Total Liabilities and Capital | $328.09M |
Securities
| Securities | $54.67M |
| Available-for-sale debt securities | $54.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Traditions First Bank?
$328.09M as of the latest filing.
How much are Traditions First Bank's total deposits?
$290.63M in total deposits.
Where is Traditions First Bank located?
Erin, TN.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
4.
When was it established?
11/30/2000.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$240.02M (latest filing).
What is the total interest income (latest filing)?
$4.57M.