Community Bank
Lexington, TN
IDRSSD: 361279
Total Assets
$342.32M
Latest filing
Total Deposits
$297.16M
Latest filing
Net Interest Margin
4.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank
19 Natchez Trace Dr S
Lexington, TN 38351
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/04/1961FDIC Certificate 44106
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Bank (Main) | 19 Natchez Trace Dr S | Lexington, TN |
| WEST CHURCH STREET BRANCH | 605 W Church St | Lexington, TN |
| NORTH HIGHLAND BRANCH | 3200 N Highland Ave | Jackson, TN |
| WEST TENNESSEE BANK, A DIVISION OF DECATUR COUNTY BANK | 1007 Us Highway 45 N | Henderson, TN |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Elizabethton Federal Savings Bank
Elizabethton, Tennessee
→
Assets: $316.73MΔ +0.3%
Traditions First Bank
Erin, Tennessee
→
Assets: $313.87MΔ -0.6%
RockPointBank, National Association
Chattanooga, Tennessee
→
Assets: $322.10MΔ +2.0%
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee
→
Assets: $303.47MΔ -3.9%
Decatur County Bank
Decaturville, Tennessee
→
Assets: $295.47MΔ -6.5%
The First National Bank of Oneida
Oneida, Tennessee
→
Assets: $342.56MΔ +8.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/04/1961 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38351 |
| State and County Number | 47077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.community-bank.net |
| Data Updated | 11/14/2025 |
| CERT | 31272 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $342.32M |
| Total Deposits | $297.16M |
| Total Liabilities | $313.34M |
| Total Equity Capital | $28.98M |
| Net Income | $592.00k |
| Net Loans and Leases | $282.08M |
| Assets Per Employee ($Millions) | $4.89M |
| Bank Premises and Fixed Assets | $4.62M |
| Cash and Balances due from Depository Institutions | $2.11M |
| Deposits Held in Domestic Offices | $297.16M |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 8.28% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 73.57% |
| Tier 1 Risk-Based Capital Ratio | 10.937% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.465% |
| Earning Assets to total Assets | 95.32% |
Income and Expense
| Total Interest Income | $5.50M |
| Total Noninterest Income | $249.00k |
| Total Interest Expense | $2.09M |
| Total Noninterest Expense | $2.69M |
| Net Interest Income | $3.41M |
| Pre-tax Net Operating Income | $771.00k |
| Provision for Credit Losses | $197.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.09M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.18M |
| Total Liabilities and Capital | $342.32M |
Securities
| Securities | $26.66M |
| Available-for-sale debt securities | $26.66M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank?
$342.32M as of the latest filing.
How much are Community Bank's total deposits?
$297.16M in total deposits.
Where is Community Bank located?
Lexington, TN.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
4.
When was it established?
08/04/1961.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$282.08M (latest filing).
What is the total interest income (latest filing)?
$5.50M.