Community Bank

Lexington, TN
IDRSSD: 361279
Total Assets
$346.59M
Latest filing
Total Deposits
$299.25M
Latest filing
Net Interest Margin
4.19%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

284373760LEXINGTON, TN

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Community Bank
19 Natchez Trace Dr S
Lexington, TN 38351
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/04/1961FDIC Certificate 44106

Branches (3)

Page 1 of 1
NameAddressCity / State
Community Bank (Main)19 Natchez Trace Dr SLexington, TN
WEST CHURCH STREET BRANCH605 W Church StLexington, TN
NORTH HIGHLAND BRANCH3200 N Highland AveJackson, TN
WEST TENNESSEE BANK, A DIVISION OF DECATUR COUNTY BANK1007 Us Highway 45 NHenderson, TN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date08/04/1961
Community BankYes
Ownership TypeNot Mutual
ZIP38351
State and County Number47077
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees70
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.community-bank.net
Data Updated01/30/2026
CERT31272
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$346.59M
Total Deposits$299.25M
Total Liabilities$317.33M
Total Equity Capital$29.26M
Net Income$538.00k
Net Loans and Leases$292.49M
Assets Per Employee ($Millions)$5.33M
Bank Premises and Fixed Assets$4.58M
Cash and Balances due from Depository Institutions$3.54M
Deposits Held in Domestic Offices$299.25M

Key Performance Ratios

Return on Assets (ROA)0.62%
Return on Equity (ROE)7.39%
Net Interest Margin4.19%
Efficiency Ratio71.69%
Tier 1 Risk-Based Capital Ratio10.277%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.39%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.442%
Earning Assets to total Assets95.01%

Income and Expense

Total Interest Income$5.71M
Total Noninterest Income$261.00k
Total Interest Expense$2.28M
Total Noninterest Expense$2.65M
Net Interest Income$3.43M
Pre-tax Net Operating Income$706.00k
Provision for Credit Losses$339.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$14.00M
Federal Funds Sold & Reverse Repurchase Agreement$8.98M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.09M
Total Liabilities and Capital$346.59M

Securities

Securities$27.11M
Available-for-sale debt securities$27.11M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank?
$346.59M as of the latest filing.
How much are Community Bank's total deposits?
$299.25M in total deposits.
Where is Community Bank located?
Lexington, TN.
What is the Net Interest Margin?
4.19%.
How many domestic offices does it operate?
4.
When was it established?
08/04/1961.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$292.49M (latest filing).
What is the total interest income (latest filing)?
$5.71M.