Decatur County Bank
Decaturville, TN
IDRSSD: 66154
Total Assets
$301.35M
Latest filing
Total Deposits
$272.45M
Latest filing
Net Interest Margin
4.12%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Decatur County Bank
56 N Pleasant St
Decaturville, TN 38329
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/16/1899FDIC Certificate 4123
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Decatur County Bank (Main) | 56 N Pleasant St | Decaturville, TN |
| PARSONS BRANCH | 169 Tennessee Ave S | Parsons, TN |
| WEST TENNESSEE BANK, JACKSON BRANCH | 92 Exeter Rd | Jackson, TN |
| BROWNSVILLE BRANCH | 1489 E Main St | Brownsville, TN |
| GERMANTOWN BRANCH | 7505 Capital Dr. | Germantown, TN |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/16/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38329 |
| State and County Number | 47039 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/05/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.decaturcountybank.com |
| Data Updated | 11/14/2025 |
| CERT | 6101 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $301.35M |
| Total Deposits | $272.45M |
| Total Liabilities | $279.03M |
| Total Equity Capital | $22.32M |
| Net Income | $530.00k |
| Net Loans and Leases | $246.80M |
| Assets Per Employee ($Millions) | $5.48M |
| Bank Premises and Fixed Assets | $7.31M |
| Cash and Balances due from Depository Institutions | $5.96M |
| Deposits Held in Domestic Offices | $272.45M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 9.72% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 76.99% |
| Tier 1 Risk-Based Capital Ratio | 9.91% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.406% |
| Earning Assets to total Assets | 93.6% |
Income and Expense
| Total Interest Income | $4.68M |
| Total Noninterest Income | $433.00k |
| Total Interest Expense | $1.81M |
| Total Noninterest Expense | $2.54M |
| Net Interest Income | $2.87M |
| Pre-tax Net Operating Income | $530.00k |
| Provision for Credit Losses | $230.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.01M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.57M |
| Total Liabilities and Capital | $301.35M |
Securities
| Securities | $30.91M |
| Available-for-sale debt securities | $30.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Decatur County Bank?
$301.35M as of the latest filing.
How much are Decatur County Bank's total deposits?
$272.45M in total deposits.
Where is Decatur County Bank located?
Decaturville, TN.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
5.
When was it established?
11/16/1899.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$246.80M (latest filing).
What is the total interest income (latest filing)?
$4.68M.