The Security State Bank
Mcrae, GA
IDRSSD: 598132
Total Assets
$67.78M
Latest filing
Total Deposits
$58.27M
Latest filing
Net Interest Margin
6.01%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Security State Bank
45 W Oak St
Mcrae, GA 31055
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/01/1950FDIC Certificate 13479
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Security State Bank (Main) | 45 W Oak St | Mcrae, GA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1950 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31055 |
| State and County Number | 13271 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/01/1967 |
| Primary Insurance Agency | DIF |
| Website | https://securitystate.net |
| Data Updated | 01/30/2026 |
| CERT | 19680 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $67.78M |
| Total Deposits | $58.27M |
| Total Liabilities | $58.38M |
| Total Equity Capital | $9.41M |
| Net Income | $339.00k |
| Net Loans and Leases | $37.77M |
| Assets Per Employee ($Millions) | $5.65M |
| Bank Premises and Fixed Assets | $2.83M |
| Cash and Balances due from Depository Institutions | $12.50M |
| Deposits Held in Domestic Offices | $58.27M |
Key Performance Ratios
| Return on Assets (ROA) | 2.04% |
| Return on Equity (ROE) | 14.73% |
| Net Interest Margin | 6.01% |
| Efficiency Ratio | 62.65% |
| Tier 1 Risk-Based Capital Ratio | 23.161% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.877% |
| Earning Assets to total Assets | 93.46% |
Income and Expense
| Total Interest Income | $1.10M |
| Total Noninterest Income | $58.00k |
| Total Interest Expense | $172.00k |
| Total Noninterest Expense | $619.00k |
| Net Interest Income | $930.00k |
| Pre-tax Net Operating Income | $339.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $102.00k |
| Total Liabilities and Capital | $67.78M |
Securities
| Securities | $14.03M |
| Available-for-sale debt securities | $14.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Security State Bank?
$67.78M as of the latest filing.
How much are The Security State Bank's total deposits?
$58.27M in total deposits.
Where is The Security State Bank located?
Mcrae, GA.
What is the Net Interest Margin?
6.01%.
How many domestic offices does it operate?
1.
When was it established?
02/01/1950.
What is the Return on Assets (ROA)?
2.04%.
How much are total loans and leases?
$37.77M (latest filing).
What is the total interest income (latest filing)?
$1.10M.