Bank of Hancock County
Sparta, GA
IDRSSD: 37
Total Assets
$80.52M
Latest filing
Total Deposits
$67.13M
Latest filing
Net Interest Margin
3.48%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Hancock County
12855 Broad St
Sparta, GA 31087
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1904FDIC Certificate 6429
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bank of Hancock County (Main) | 12855 Broad St | Sparta, GA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31087 |
| State and County Number | 13141 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Milledgeville, GA |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofhancock.com |
| Data Updated | 11/14/2025 |
| CERT | 10057 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $80.52M |
| Total Deposits | $67.13M |
| Total Liabilities | $67.38M |
| Total Equity Capital | $13.14M |
| Net Income | $47.00k |
| Net Loans and Leases | $19.27M |
| Assets Per Employee ($Millions) | $4.24M |
| Bank Premises and Fixed Assets | $292.00k |
| Cash and Balances due from Depository Institutions | $11.95M |
| Deposits Held in Domestic Offices | $67.13M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 1.5% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 93.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.319% |
| Earning Assets to total Assets | 95.3% |
Income and Expense
| Total Interest Income | $893.00k |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $218.00k |
| Total Noninterest Expense | $705.00k |
| Net Interest Income | $675.00k |
| Pre-tax Net Operating Income | $47.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $244.00k |
| Total Liabilities and Capital | $80.52M |
Securities
| Securities | $46.45M |
| Available-for-sale debt securities | $46.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Hancock County?
$80.52M as of the latest filing.
How much are Bank of Hancock County's total deposits?
$67.13M in total deposits.
Where is Bank of Hancock County located?
Sparta, GA.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
1.
When was it established?
09/01/1904.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$19.27M (latest filing).
What is the total interest income (latest filing)?
$893.00k.