Talbot State Bank
Woodland, GA
IDRSSD: 577230
Total Assets
$51.35M
Latest filing
Total Deposits
$44.66M
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Talbot State Bank
76 E Main St
Woodland, GA 31836
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/25/1907FDIC Certificate 141
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Talbot State Bank (Main) | 76 E Main St | Woodland, GA |
| FAYETTEVILLE BRANCH | 710 Glynn St N | Fayetteville, GA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/25/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31836 |
| State and County Number | 13263 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Columbus, GA-AL |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.talbotstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 178 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $51.35M |
| Total Deposits | $44.66M |
| Total Liabilities | $48.77M |
| Total Equity Capital | $2.58M |
| Net Income | $-146,000 |
| Net Loans and Leases | $31.54M |
| Assets Per Employee ($Millions) | $3.42M |
| Bank Premises and Fixed Assets | $626.00k |
| Cash and Balances due from Depository Institutions | $4.89M |
| Deposits Held in Domestic Offices | $44.66M |
Key Performance Ratios
| Return on Assets (ROA) | -1.12% |
| Return on Equity (ROE) | -23.76% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 131.33% |
| Tier 1 Risk-Based Capital Ratio | 17.881% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.03% |
| Earning Assets to total Assets | 95.67% |
Income and Expense
| Total Interest Income | $798.00k |
| Total Noninterest Income | $10.00k |
| Total Interest Expense | $342.00k |
| Total Noninterest Expense | $612.00k |
| Net Interest Income | $456.00k |
| Pre-tax Net Operating Income | $-146,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $102.00k |
| Total Liabilities and Capital | $51.35M |
Securities
| Securities | $13.48M |
| Available-for-sale debt securities | $13.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Talbot State Bank?
$51.35M as of the latest filing.
How much are Talbot State Bank's total deposits?
$44.66M in total deposits.
Where is Talbot State Bank located?
Woodland, GA.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
2.
When was it established?
11/25/1907.
What is the Return on Assets (ROA)?
-1.12%.
How much are total loans and leases?
$31.54M (latest filing).
What is the total interest income (latest filing)?
$798.00k.