Visbanking Logo

Rochelle State Bank

Rochelle, GA
IDRSSD: 649632
Total Assets
$78.45M
Latest filing
Total Deposits
$69.04M
Latest filing
Net Interest Margin
3.74%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

The Bank of Edison
Edison, Georgia
→
Assets: $80.46MΔ +5.9%
Bank of Hancock County
Sparta, Georgia
→
Assets: $82.89MΔ +9.1%
F & M Bank and Trust Company
Manchester, Georgia
→
Assets: $83.09MΔ +9.3%
Southeast First National Bank
Summerville, Georgia
→
Assets: $68.39MΔ -10.0%
First Bank of Pike
Molena, Georgia
→
Assets: $83.63MΔ +10.0%
Apex Banking Company of Georgia
Cleveland, Georgia
→
Assets: $66.59MΔ -12.4%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP31079
State and County Number13315
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/01/1947
Primary Insurance AgencyDIF
Websitewww.rochellestatebank.com
Data Updated11/14/2025
CERT16609
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$78.45M
Total Deposits$69.04M
Total Liabilities$71.90M
Total Equity Capital$6.54M
Net Income$21.00k
Net Loans and Leases$59.01M
Assets Per Employee ($Millions)$7.13M
Bank Premises and Fixed Assets$656.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$69.04M

Key Performance Ratios

Return on Assets (ROA)0.11%
Return on Equity (ROE)1.3%
Net Interest Margin3.74%
Efficiency Ratio90.86%
Tier 1 Risk-Based Capital Ratio10.098%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.23%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.343%
Earning Assets to total Assets92.98%

Income and Expense

Total Interest Income$1.22M
Total Noninterest Income$37.00k
Total Interest Expense$548.00k
Total Noninterest Expense$646.00k
Net Interest Income$674.00k
Pre-tax Net Operating Income$21.00k
Provision for Credit Losses$44.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.50M
All Other Liabilities$363.00k
Total Liabilities and Capital$78.45M

Securities

Securities$10.40M
Available-for-sale debt securities$10.40M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Rochelle State Bank?
$78.45M as of the latest filing.
How much are Rochelle State Bank's total deposits?
$69.04M in total deposits.
Where is Rochelle State Bank located?
Rochelle, GA.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.11%.
How much are total loans and leases?
$59.01M (latest filing).
What is the total interest income (latest filing)?
$1.22M.