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The Four County Bank

Allentown, GA
IDRSSD: 7634
Total Assets
$90.63M
Latest filing
Total Deposits
$78.92M
Latest filing
Net Interest Margin
4.54%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/15/1941
Community BankYes
Ownership TypeNot Mutual
ZIP31017
State and County Number13319
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees13
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/13/1942
Primary Insurance AgencyDIF
WebsiteTHEFOURCOUNTYBANK.COM
Data Updated11/14/2025
CERT15904
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$90.63M
Total Deposits$78.92M
Total Liabilities$79.45M
Total Equity Capital$11.19M
Net Income$407.00k
Net Loans and Leases$59.00M
Assets Per Employee ($Millions)$6.97M
Bank Premises and Fixed Assets$387.00k
Cash and Balances due from Depository Institutions$18.09M
Deposits Held in Domestic Offices$78.92M

Key Performance Ratios

Return on Assets (ROA)1.81%
Return on Equity (ROE)14.94%
Net Interest Margin4.54%
Efficiency Ratio61.46%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.343%
Earning Assets to total Assets97.38%

Income and Expense

Total Interest Income$1.48M
Total Noninterest Income$61.00k
Total Interest Expense$483.00k
Total Noninterest Expense$649.00k
Net Interest Income$995.00k
Pre-tax Net Operating Income$407.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$523.00k
Total Liabilities and Capital$90.63M

Securities

Securities$12.00M
Available-for-sale debt securities$12.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Four County Bank?
$90.63M as of the latest filing.
How much are The Four County Bank's total deposits?
$78.92M in total deposits.
Where is The Four County Bank located?
Allentown, GA.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
1.
When was it established?
09/15/1941.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$59.00M (latest filing).
What is the total interest income (latest filing)?
$1.48M.