The First National Bank of Blanchester
Blanchester, OH
IDRSSD: 735414
Total Assets
$78.71M
Latest filing
Total Deposits
$70.23M
Latest filing
Net Interest Margin
4.18%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
042206422BLANCHESTER, OH
Key People
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Locations
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Main Office
The First National Bank of Blanchester
121 E Main St
Blanchester, OH 45107
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/08/1907FDIC Certificate 4368
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Blanchester (Main) | 121 E Main St | Blanchester, OH | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/08/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45107 |
| State and County Number | 39027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wilmington, OH |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbblanchester.com |
| Data Updated | 01/30/2026 |
| CERT | 6530 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $78.71M |
| Total Deposits | $70.23M |
| Total Liabilities | $70.63M |
| Total Equity Capital | $8.08M |
| Net Income | $269.00k |
| Net Loans and Leases | $49.44M |
| Assets Per Employee ($Millions) | $4.92M |
| Bank Premises and Fixed Assets | $1.22M |
| Cash and Balances due from Depository Institutions | $6.92M |
| Deposits Held in Domestic Offices | $70.23M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 13.36% |
| Net Interest Margin | 4.18% |
| Efficiency Ratio | 62.68% |
| Tier 1 Risk-Based Capital Ratio | 21.233% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.265% |
| Earning Assets to total Assets | 93.51% |
Income and Expense
| Total Interest Income | $927.00k |
| Total Noninterest Income | $112.00k |
| Total Interest Expense | $144.00k |
| Total Noninterest Expense | $561.00k |
| Net Interest Income | $783.00k |
| Pre-tax Net Operating Income | $334.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $398.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $399.00k |
| Total Liabilities and Capital | $78.71M |
Securities
| Securities | $17.98M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $17.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Blanchester?
$78.71M as of the latest filing.
How much are The First National Bank of Blanchester's total deposits?
$70.23M in total deposits.
Where is The First National Bank of Blanchester located?
Blanchester, OH.
What is the Net Interest Margin?
4.18%.
How many domestic offices does it operate?
1.
When was it established?
03/08/1907.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$49.44M (latest filing).
What is the total interest income (latest filing)?
$927.00k.