The First National Bank of Blanchester
Blanchester, OH
IDRSSD: 735414
Total Assets
$81.27M
Latest filing
Total Deposits
$72.82M
Latest filing
Net Interest Margin
4.00%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Blanchester
121 E Main St
Blanchester, OH 45107
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/08/1907FDIC Certificate 4368
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Blanchester (Main) | 121 E Main St | Blanchester, OH | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/08/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45107 |
| State and County Number | 39027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wilmington, OH |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbblanchester.com |
| Data Updated | 11/14/2025 |
| CERT | 6530 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $81.27M |
| Total Deposits | $72.82M |
| Total Liabilities | $73.24M |
| Total Equity Capital | $8.03M |
| Net Income | $248.00k |
| Net Loans and Leases | $48.20M |
| Assets Per Employee ($Millions) | $5.08M |
| Bank Premises and Fixed Assets | $1.23M |
| Cash and Balances due from Depository Institutions | $6.54M |
| Deposits Held in Domestic Offices | $72.82M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 12.27% |
| Net Interest Margin | 4% |
| Efficiency Ratio | 64.11% |
| Tier 1 Risk-Based Capital Ratio | 21.222% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.883% |
| Earning Assets to total Assets | 93.62% |
Income and Expense
| Total Interest Income | $892.00k |
| Total Noninterest Income | $116.00k |
| Total Interest Expense | $147.00k |
| Total Noninterest Expense | $552.00k |
| Net Interest Income | $745.00k |
| Pre-tax Net Operating Income | $309.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.62M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $425.00k |
| Total Liabilities and Capital | $81.27M |
Securities
| Securities | $18.98M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $18.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Blanchester?
$81.27M as of the latest filing.
How much are The First National Bank of Blanchester's total deposits?
$72.82M in total deposits.
Where is The First National Bank of Blanchester located?
Blanchester, OH.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
1.
When was it established?
03/08/1907.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$48.20M (latest filing).
What is the total interest income (latest filing)?
$892.00k.