Versailles Savings and Loan Company
Versailles, OH
IDRSSD: 402873
Total Assets
$62.10M
Latest filing
Total Deposits
$47.66M
Latest filing
Net Interest Margin
3.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Versailles Savings and Loan Company
10413 Kley Rd
Versailles, OH 45380
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/13/1887FDIC Certificate 41537
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Versailles Savings and Loan Company (Main) | 10413 Kley Rd | Versailles, OH | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 12/13/1887 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45380 |
| State and County Number | 39037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 35 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Greenville, OH |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.versaillessavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 28703 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $62.10M |
| Total Deposits | $47.66M |
| Total Liabilities | $49.78M |
| Total Equity Capital | $12.32M |
| Net Income | $151.00k |
| Net Loans and Leases | $44.57M |
| Assets Per Employee ($Millions) | $8.87M |
| Bank Premises and Fixed Assets | $926.00k |
| Cash and Balances due from Depository Institutions | $8.02M |
| Deposits Held in Domestic Offices | $47.66M |
Key Performance Ratios
| Return on Assets (ROA) | 0.98% |
| Return on Equity (ROE) | 4.94% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 61.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.838% |
| Earning Assets to total Assets | 95.79% |
Income and Expense
| Total Interest Income | $752.00k |
| Total Noninterest Income | $8.00k |
| Total Interest Expense | $211.00k |
| Total Noninterest Expense | $339.00k |
| Net Interest Income | $541.00k |
| Pre-tax Net Operating Income | $191.00k |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.46M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.12M |
| Total Liabilities and Capital | $62.10M |
Securities
| Securities | $4.16M |
| Available-for-sale debt securities | $4.16M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Versailles Savings and Loan Company?
$62.10M as of the latest filing.
How much are Versailles Savings and Loan Company's total deposits?
$47.66M in total deposits.
Where is Versailles Savings and Loan Company located?
Versailles, OH.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
1.
When was it established?
12/13/1887.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$44.57M (latest filing).
What is the total interest income (latest filing)?
$752.00k.