Galion Building and Loan Bank

Galion, OH
IDRSSD: 24378
Total Assets
$78.31M
Latest filing
Total Deposits
$62.95M
Latest filing
Net Interest Margin
3.43%
Profitability

Locations

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Main Office
Galion Building and Loan Bank
920 Bucyrus Rd
Galion, OH 44833
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/13/1884FDIC Certificate 45141

Branches (1)

Page 1 of 1
NameAddressCity / State
Galion Building and Loan Bank (Main)920 Bucyrus RdGalion, OH
MARKET ST DRIVE-THRU BRANCH135 S Market StGalion, OH
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/13/1884
Community BankYes
Ownership TypeMutual
ZIP44833
State and County Number39033
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code25
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameBucyrus-Galion, OH

Operational Info

Number of Employees15
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/01/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.gblbank.com
Data Updated11/14/2025
CERT32307
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$78.31M
Total Deposits$62.95M
Total Liabilities$69.85M
Total Equity Capital$8.46M
Net Income$81.00k
Net Loans and Leases$56.72M
Assets Per Employee ($Millions)$5.22M
Bank Premises and Fixed Assets$1.45M
Cash and Balances due from Depository Institutions$5.41M
Deposits Held in Domestic Offices$62.95M

Key Performance Ratios

Return on Assets (ROA)0.41%
Return on Equity (ROE)3.85%
Net Interest Margin3.43%
Efficiency Ratio85.04%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.802%
Earning Assets to total Assets95.67%

Income and Expense

Total Interest Income$954.00k
Total Noninterest Income$39.00k
Total Interest Expense$311.00k
Total Noninterest Expense$580.00k
Net Interest Income$643.00k
Pre-tax Net Operating Income$102.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.00M
Federal Funds Sold & Reverse Repurchase Agreement$687.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$901.00k
Total Liabilities and Capital$78.31M

Securities

Securities$12.87M
Available-for-sale debt securities$2.35M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$10.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Galion Building and Loan Bank?
$78.31M as of the latest filing.
How much are Galion Building and Loan Bank's total deposits?
$62.95M in total deposits.
Where is Galion Building and Loan Bank located?
Galion, OH.
What is the Net Interest Margin?
3.43%.
How many domestic offices does it operate?
2.
When was it established?
02/13/1884.
What is the Return on Assets (ROA)?
0.41%.
How much are total loans and leases?
$56.72M (latest filing).
What is the total interest income (latest filing)?
$954.00k.