Liberty Bank
Ironton, OH
IDRSSD: 534073
Total Assets
$57.88M
Latest filing
Total Deposits
$48.51M
Latest filing
Net Interest Margin
3.84%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Bank
314 Park Ave
Ironton, OH 45638
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1896FDIC Certificate 41297
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Bank (Main) | 314 Park Ave | Ironton, OH |
| PROCTORVILLE BRANCH | 7510 County Road 107 | Proctorville, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45638 |
| State and County Number | 39087 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 35 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Huntington-Ashland, WV-KY-OH |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.libbk.com |
| Data Updated | 01/30/2026 |
| CERT | 28463 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $57.88M |
| Total Deposits | $48.51M |
| Total Liabilities | $48.59M |
| Total Equity Capital | $9.29M |
| Net Income | $67.00k |
| Net Loans and Leases | $28.54M |
| Assets Per Employee ($Millions) | $5.26M |
| Bank Premises and Fixed Assets | $813.00k |
| Cash and Balances due from Depository Institutions | $4.88M |
| Deposits Held in Domestic Offices | $48.51M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 2.91% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 86.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.053% |
| Earning Assets to total Assets | 90.79% |
Income and Expense
| Total Interest Income | $620.00k |
| Total Noninterest Income | $37.00k |
| Total Interest Expense | $106.00k |
| Total Noninterest Expense | $475.00k |
| Net Interest Income | $514.00k |
| Pre-tax Net Operating Income | $71.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $81.00k |
| Total Liabilities and Capital | $57.88M |
Securities
| Securities | $19.54M |
| Available-for-sale debt securities | $19.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Bank?
$57.88M as of the latest filing.
How much are Liberty Bank's total deposits?
$48.51M in total deposits.
Where is Liberty Bank located?
Ironton, OH.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$28.54M (latest filing).
What is the total interest income (latest filing)?
$620.00k.