The Fidelity Bank
Fuquay Varina, NC
IDRSSD: 584920
Total Assets
$4.39B
Latest filing
Total Deposits
$3.94B
Latest filing
Net Interest Margin
4.06%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Fidelity Bank
100 S Main St
Fuquay Varina, NC 27526
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 7353
Branches (54)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| The Fidelity Bank (Main) | 100 S Main St | Fuquay Varina, NC |
| BISCOE BRANCH | 520 N Main St | Biscoe, NC |
| ROBBINS BRANCH | 130 E Salisbury St | Robbins, NC |
| ROCKINGHAM MAIN BRANCH | 532 E Broad Ave | Rockingham, NC |
| ROXBORO BRANCH | 105 W Gordon St | Roxboro, NC |
| MARTINSVILLE BRANCH | 231 E Church St | Martinsville, VA |
| GASTONIA - UNION ROAD BRANCH | 2933 Union Rd | Gastonia, NC |
| SHELBY BRANCH | 331 S Lafayette St | Shelby, NC |
Showing 7 of 54
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 27526 |
| State and County Number | 37183 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Raleigh-Cary, NC |
Operational Info
| Number of Employees | 555 |
| Domestic Offices | 53 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fidelitybanknc.com |
| Data Updated | 01/30/2026 |
| CERT | 11507 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.39B |
| Total Deposits | $3.94B |
| Total Liabilities | $3.96B |
| Total Equity Capital | $433.01M |
| Net Income | $20.34M |
| Net Loans and Leases | $2.81B |
| Assets Per Employee ($Millions) | $7.83M |
| Bank Premises and Fixed Assets | $59.11M |
| Cash and Balances due from Depository Institutions | $366.41M |
| Deposits Held in Domestic Offices | $3.94B |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 19.45% |
| Net Interest Margin | 4.06% |
| Efficiency Ratio | 47.02% |
| Tier 1 Risk-Based Capital Ratio | 15.826% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.855% |
| Earning Assets to total Assets | 95.64% |
Income and Expense
| Total Interest Income | $53.01M |
| Total Noninterest Income | $10.40M |
| Total Interest Expense | $9.94M |
| Total Noninterest Expense | $25.14M |
| Net Interest Income | $43.07M |
| Pre-tax Net Operating Income | $26.13M |
| Provision for Credit Losses | $2.20M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.98M |
| Total Liabilities and Capital | $4.39B |
Securities
| Securities | $1.08B |
| Available-for-sale debt securities | $968.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $106.80M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Fidelity Bank?
$4.39B as of the latest filing.
How much are The Fidelity Bank's total deposits?
$3.94B in total deposits.
Where is The Fidelity Bank located?
Fuquay Varina, NC.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
53.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$2.81B (latest filing).
What is the total interest income (latest filing)?
$53.01M.