Bank of Millbrook
Millbrook, NY
IDRSSD: 175609
Total Assets
$308.49M
Latest filing
Total Deposits
$268.55M
Latest filing
Net Interest Margin
4.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
021907975MILLBROOK, NY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Millbrook
3263 Franklin Ave
Millbrook, NY 12545
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/18/1891FDIC Certificate 412
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Millbrook (Main) | 3263 Franklin Ave | Millbrook, NY |
| STANFORD BRANCH | 11 Hunns Lake Rd | Stanfordville, NY |
| AMENIA BRANCH | 4958 Route 22 | Amenia, NY |
| PINE PLAINS BRANCH | 2971 Church St | Pine Plains, NY |
| MILLERTON BRANCH | 110 Route 44 | Millerton, NY |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/18/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 12545 |
| State and County Number | 36027 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Poughkeepsie-Newburgh-Middletown, NY |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKOFMILLBROOK.COM |
| Data Updated | 01/30/2026 |
| CERT | 618 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $308.49M |
| Total Deposits | $268.55M |
| Total Liabilities | $270.49M |
| Total Equity Capital | $38.00M |
| Net Income | $1.62M |
| Net Loans and Leases | $133.85M |
| Assets Per Employee ($Millions) | $6.86M |
| Bank Premises and Fixed Assets | $6.03M |
| Cash and Balances due from Depository Institutions | $42.91M |
| Deposits Held in Domestic Offices | $268.55M |
Key Performance Ratios
| Return on Assets (ROA) | 2.1% |
| Return on Equity (ROE) | 17.31% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 53.45% |
| Tier 1 Risk-Based Capital Ratio | 23.488% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.318% |
| Earning Assets to total Assets | 94.74% |
Income and Expense
| Total Interest Income | $3.40M |
| Total Noninterest Income | $728.00k |
| Total Interest Expense | $110.00k |
| Total Noninterest Expense | $2.15M |
| Net Interest Income | $3.29M |
| Pre-tax Net Operating Income | $1.81M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.95M |
| Total Liabilities and Capital | $308.49M |
Securities
| Securities | $109.37M |
| Available-for-sale debt securities | $99.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $9.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Millbrook?
$308.49M as of the latest filing.
How much are Bank of Millbrook's total deposits?
$268.55M in total deposits.
Where is Bank of Millbrook located?
Millbrook, NY.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
5.
When was it established?
05/18/1891.
What is the Return on Assets (ROA)?
2.1%.
How much are total loans and leases?
$133.85M (latest filing).
What is the total interest income (latest filing)?
$3.40M.