Sawyer Savings Bank
Saugerties, NY
IDRSSD: 605610
Total Assets
$287.97M
Latest filing
Total Deposits
$237.90M
Latest filing
Net Interest Margin
2.97%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221971138SAUGERTIES, NY
Key People
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Locations
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Main Office
Sawyer Savings Bank
87 Market St
Saugerties, NY 12477
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1871FDIC Certificate 10267
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sawyer Savings Bank (Main) | 87 Market St | Saugerties, NY |
| RIVERVIEW ROAD BRANCH | 2 Riverview Dr | Marlboro, NY |
| HIGHLAND BRANCH | 3515 Route 9 W | Highland, NY |
| NEW PALTZ BRANCH | 100 Woodland Pond Cir | New Paltz, NY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 04/06/1871 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 12477 |
| State and County Number | 36111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Kingston, NY |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1943 |
| Primary Insurance Agency | DIF |
| Website | www.SawyerSavings.bank |
| Data Updated | 01/30/2026 |
| CERT | 16039 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $287.97M |
| Total Deposits | $237.90M |
| Total Liabilities | $259.09M |
| Total Equity Capital | $28.88M |
| Net Income | $163.00k |
| Net Loans and Leases | $220.05M |
| Assets Per Employee ($Millions) | $6.86M |
| Bank Premises and Fixed Assets | $3.18M |
| Cash and Balances due from Depository Institutions | $22.69M |
| Deposits Held in Domestic Offices | $237.90M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 2.27% |
| Net Interest Margin | 2.97% |
| Efficiency Ratio | 87.13% |
| Tier 1 Risk-Based Capital Ratio | 17.481% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.029% |
| Earning Assets to total Assets | 96.25% |
Income and Expense
| Total Interest Income | $3.47M |
| Total Noninterest Income | $310.00k |
| Total Interest Expense | $1.44M |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $2.03M |
| Pre-tax Net Operating Income | $233.00k |
| Provision for Credit Losses | $68.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $18.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.19M |
| Total Liabilities and Capital | $287.97M |
Securities
| Securities | $35.50M |
| Available-for-sale debt securities | $32.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.00M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sawyer Savings Bank?
$287.97M as of the latest filing.
How much are Sawyer Savings Bank's total deposits?
$237.90M in total deposits.
Where is Sawyer Savings Bank located?
Saugerties, NY.
What is the Net Interest Margin?
2.97%.
How many domestic offices does it operate?
4.
When was it established?
04/06/1871.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$220.05M (latest filing).
What is the total interest income (latest filing)?
$3.47M.