The Citizens Bank of Weston
Weston, WV
IDRSSD: 639633
Total Assets
$299.58M
Latest filing
Total Deposits
$265.79M
Latest filing
Net Interest Margin
4.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Citizens Bank of Weston
201 Main Ave
Weston, WV 26452
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/23/1891FDIC Certificate 13473
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Citizens Bank of Weston (Main) | 201 Main Ave | Weston, WV |
| JANE LEW BRANCH | 47 Industrial Park Rd | Jane Lew, WV |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/23/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26452 |
| State and County Number | 54041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 02/02/1967 |
| Primary Insurance Agency | DIF |
| Website | www.citzensbankweston.com |
| Data Updated | 11/14/2025 |
| CERT | 19674 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $299.58M |
| Total Deposits | $265.79M |
| Total Liabilities | $269.09M |
| Total Equity Capital | $30.49M |
| Net Income | $1.25M |
| Net Loans and Leases | $214.66M |
| Assets Per Employee ($Millions) | $7.68M |
| Bank Premises and Fixed Assets | $947.00k |
| Cash and Balances due from Depository Institutions | $30.33M |
| Deposits Held in Domestic Offices | $265.79M |
Key Performance Ratios
| Return on Assets (ROA) | 1.7% |
| Return on Equity (ROE) | 16.74% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 46.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.177% |
| Earning Assets to total Assets | 96.87% |
Income and Expense
| Total Interest Income | $4.41M |
| Total Noninterest Income | $327.00k |
| Total Interest Expense | $1.41M |
| Total Noninterest Expense | $1.54M |
| Net Interest Income | $3.00M |
| Pre-tax Net Operating Income | $1.62M |
| Provision for Credit Losses | $165.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $60.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.47M |
| All Other Liabilities | $1.83M |
| Total Liabilities and Capital | $299.58M |
Securities
| Securities | $51.23M |
| Available-for-sale debt securities | $51.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens Bank of Weston?
$299.58M as of the latest filing.
How much are The Citizens Bank of Weston's total deposits?
$265.79M in total deposits.
Where is The Citizens Bank of Weston located?
Weston, WV.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
2.
When was it established?
12/23/1891.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$214.66M (latest filing).
What is the total interest income (latest filing)?
$4.41M.