Calhoun County Bank, Inc.
Grantsville, WV
IDRSSD: 498625
Total Assets
$212.95M
Latest filing
Total Deposits
$190.63M
Latest filing
Net Interest Margin
4.32%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Calhoun County Bank, Inc.
443 High St
Grantsville, WV 26147
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 5765
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Calhoun County Bank, Inc. (Main) | 443 High St | Grantsville, WV |
| ARNOLDSBURG BRANCH | Route 33 West | Arnoldsburg, WV |
| ELIZABETH BRANCH | Route 14, Pike Street | Elizabeth, WV |
| GLENVILLE BRANCH | 904 N Lewis St | Glenville, WV |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26147 |
| State and County Number | 54013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.calhounbanks.com |
| Data Updated | 01/30/2026 |
| CERT | 9024 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $212.95M |
| Total Deposits | $190.63M |
| Total Liabilities | $192.24M |
| Total Equity Capital | $20.71M |
| Net Income | $570.00k |
| Net Loans and Leases | $137.60M |
| Assets Per Employee ($Millions) | $5.32M |
| Bank Premises and Fixed Assets | $3.73M |
| Cash and Balances due from Depository Institutions | $16.55M |
| Deposits Held in Domestic Offices | $190.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 11.11% |
| Net Interest Margin | 4.32% |
| Efficiency Ratio | 70.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.723% |
| Earning Assets to total Assets | 94.02% |
Income and Expense
| Total Interest Income | $2.71M |
| Total Noninterest Income | $242.00k |
| Total Interest Expense | $591.00k |
| Total Noninterest Expense | $1.66M |
| Net Interest Income | $2.12M |
| Pre-tax Net Operating Income | $703.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $439.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.61M |
| Total Liabilities and Capital | $212.95M |
Securities
| Securities | $47.85M |
| Available-for-sale debt securities | $47.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Calhoun County Bank, Inc.?
$212.95M as of the latest filing.
How much are Calhoun County Bank, Inc.'s total deposits?
$190.63M in total deposits.
Where is Calhoun County Bank, Inc. located?
Grantsville, WV.
What is the Net Interest Margin?
4.32%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$137.60M (latest filing).
What is the total interest income (latest filing)?
$2.71M.