The Bank of Monroe
Union, WV
IDRSSD: 849432
Total Assets
$251.86M
Latest filing
Total Deposits
$222.87M
Latest filing
Net Interest Margin
3.64%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Monroe
39 Main St
Union, WV 24983
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/03/1903FDIC Certificate 4164
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Monroe (Main) | 39 Main St | Union, WV |
| LEWISBURG BRANCH | 3268 Jefferson St N | Lewisburg, WV |
| FAIRLEA BRANCH | 9679 Seneca Trl S | Fairlea, WV |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Davis Trust Company
Elkins, West Virginia
→
Assets: $247.17MΔ +1.8%
Capon Valley Bank
Wardensville, West Virginia
→
Assets: $232.87MΔ -4.1%
Williamstown Bank, Inc.
Williamstown, West Virginia
→
Assets: $227.92MΔ -6.1%
FNB Bank, Inc.
Romney, West Virginia
→
Assets: $265.70MΔ +9.4%
Freedom Bank, Inc.
Belington, West Virginia
→
Assets: $205.93MΔ -15.2%
Calhoun County Bank, Inc.
Grantsville, West Virginia
→
Assets: $201.41MΔ -17.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/03/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24983 |
| State and County Number | 54063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mybankofmonroe.com |
| Data Updated | 11/14/2025 |
| CERT | 6180 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $251.86M |
| Total Deposits | $222.87M |
| Total Liabilities | $224.07M |
| Total Equity Capital | $27.79M |
| Net Income | $638.00k |
| Net Loans and Leases | $146.96M |
| Assets Per Employee ($Millions) | $6.46M |
| Bank Premises and Fixed Assets | $5.75M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $222.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 9.37% |
| Net Interest Margin | 3.64% |
| Efficiency Ratio | 67.25% |
| Tier 1 Risk-Based Capital Ratio | 21.578% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.034% |
| Earning Assets to total Assets | 93.37% |
Income and Expense
| Total Interest Income | $3.05M |
| Total Noninterest Income | $492.00k |
| Total Interest Expense | $954.00k |
| Total Noninterest Expense | $1.75M |
| Net Interest Income | $2.10M |
| Pre-tax Net Operating Income | $839.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.20M |
| Total Liabilities and Capital | $251.86M |
Securities
| Securities | $67.97M |
| Available-for-sale debt securities | $67.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Monroe?
$251.86M as of the latest filing.
How much are The Bank of Monroe's total deposits?
$222.87M in total deposits.
Where is The Bank of Monroe located?
Union, WV.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
3.
When was it established?
11/03/1903.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$146.96M (latest filing).
What is the total interest income (latest filing)?
$3.05M.