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The Grant County Bank

Petersburg, WV
IDRSSD: 718538
Total Assets
$379.66M
Latest filing
Total Deposits
$327.54M
Latest filing
Net Interest Margin
4.34%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/06/1902
Community BankYes
Ownership TypeNot Mutual
ZIP26847
State and County Number54023
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees80
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/02/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.grantcountybank.com
Data Updated11/14/2025
CERT11953
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$379.66M
Total Deposits$327.54M
Total Liabilities$339.10M
Total Equity Capital$40.56M
Net Income$941.00k
Net Loans and Leases$292.30M
Assets Per Employee ($Millions)$4.81M
Bank Premises and Fixed Assets$8.03M
Cash and Balances due from Depository Institutions$7.02M
Deposits Held in Domestic Offices$327.54M

Key Performance Ratios

Return on Assets (ROA)1%
Return on Equity (ROE)9.39%
Net Interest Margin4.34%
Efficiency Ratio64.98%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.31%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.683%
Earning Assets to total Assets92.69%

Income and Expense

Total Interest Income$5.47M
Total Noninterest Income$469.00k
Total Interest Expense$1.68M
Total Noninterest Expense$2.77M
Net Interest Income$3.80M
Pre-tax Net Operating Income$1.20M
Provision for Credit Losses$291.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$582.00k
Other borrowed funds$9.24M
Federal Funds Sold & Reverse Repurchase Agreement$7.80M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.32M
Total Liabilities and Capital$379.66M

Securities

Securities$48.71M
Available-for-sale debt securities$48.71M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Grant County Bank?
$379.66M as of the latest filing.
How much are The Grant County Bank's total deposits?
$327.54M in total deposits.
Where is The Grant County Bank located?
Petersburg, WV.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
7.
When was it established?
08/06/1902.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$292.30M (latest filing).
What is the total interest income (latest filing)?
$5.47M.