Pioneer Community Bank, Inc.
Iaeger, WV
IDRSSD: 294827
Total Assets
$186.81M
Latest filing
Total Deposits
$156.49M
Latest filing
Net Interest Margin
4.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
051504319IAEGER, WV
Key People
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Locations
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Main Office
Pioneer Community Bank, Inc.
5229 Coal Heritage Road
Iaeger, WV 24844
Full Service - Brick and Mortar
Updated 04/10/2026Established 09/20/1931FDIC Certificate 1603
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pioneer Community Bank, Inc. (Main) | 5229 Coal Heritage Road | Iaeger, WV |
| WELCH BRANCH | 18710 Coal Heritage Rd | Welch, WV |
| SOPHIA BRANCH | 822 Robert C Byrd Dr | Sophia, WV |
| WAR BRANCH | 14229 Rocket Boys Dr | War, WV |
| BECKLEY BRANCH | 3941 Robert C Byrd Dr | Beckley, WV |
| HARPER ROAD BRANCH | 1901 Harper Rd | Beckley, WV |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/20/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24844 |
| State and County Number | 54047 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pioneercommunitybank.com |
| Data Updated | 04/10/2026 |
| CERT | 2448 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.81M |
| Total Deposits | $156.49M |
| Total Liabilities | $162.65M |
| Total Equity Capital | $24.16M |
| Net Income | $295.00k |
| Net Loans and Leases | $136.75M |
| Assets Per Employee ($Millions) | $4.45M |
| Bank Premises and Fixed Assets | $7.64M |
| Cash and Balances due from Depository Institutions | $12.44M |
| Deposits Held in Domestic Offices | $156.49M |
Key Performance Ratios
| Return on Assets (ROA) | 0.64% |
| Return on Equity (ROE) | 4.9% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 79.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.932% |
| Earning Assets to total Assets | 88.9% |
Income and Expense
| Total Interest Income | $2.23M |
| Total Noninterest Income | $239.00k |
| Total Interest Expense | $540.00k |
| Total Noninterest Expense | $1.53M |
| Net Interest Income | $1.70M |
| Pre-tax Net Operating Income | $403.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $264.00k |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.16M |
| Total Liabilities and Capital | $186.81M |
Securities
| Securities | $20.17M |
| Available-for-sale debt securities | $20.17M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pioneer Community Bank, Inc.?
$186.81M as of the latest filing.
How much are Pioneer Community Bank, Inc.'s total deposits?
$156.49M in total deposits.
Where is Pioneer Community Bank, Inc. located?
Iaeger, WV.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
6.
When was it established?
09/20/1931.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$136.75M (latest filing).
What is the total interest income (latest filing)?
$2.23M.