Davis Trust Company
Elkins, WV
IDRSSD: 357526
Total Assets
$263.10M
Latest filing
Total Deposits
$203.14M
Latest filing
Net Interest Margin
4.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Davis Trust Company
227 Davis Ave
Elkins, WV 26241
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/17/1901FDIC Certificate 1608
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Davis Trust Company (Main) | 227 Davis Ave | Elkins, WV |
| SOUTH BRANCH | 950 Beverly Pike | Elkins, WV |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/17/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26241 |
| State and County Number | 54083 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Elkins, WV |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.davistrust.com |
| Data Updated | 11/14/2025 |
| CERT | 2453 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $263.10M |
| Total Deposits | $203.14M |
| Total Liabilities | $245.54M |
| Total Equity Capital | $17.55M |
| Net Income | $762.00k |
| Net Loans and Leases | $207.84M |
| Assets Per Employee ($Millions) | $6.58M |
| Bank Premises and Fixed Assets | $5.14M |
| Cash and Balances due from Depository Institutions | $23.61M |
| Deposits Held in Domestic Offices | $203.14M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 17.79% |
| Net Interest Margin | 4.09% |
| Efficiency Ratio | 62.55% |
| Tier 1 Risk-Based Capital Ratio | 12.531% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.672% |
| Earning Assets to total Assets | 90.53% |
Income and Expense
| Total Interest Income | $3.51M |
| Total Noninterest Income | $386.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $1.71M |
| Net Interest Income | $2.35M |
| Pre-tax Net Operating Income | $976.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $723.00k |
| Other borrowed funds | $39.90M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.50M |
| Total Liabilities and Capital | $263.10M |
Securities
| Securities | $11.30M |
| Available-for-sale debt securities | $4.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.47M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Davis Trust Company?
$263.10M as of the latest filing.
How much are Davis Trust Company's total deposits?
$203.14M in total deposits.
Where is Davis Trust Company located?
Elkins, WV.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
2.
When was it established?
06/17/1901.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$207.84M (latest filing).
What is the total interest income (latest filing)?
$3.51M.