The Fayette County National Bank of Fayetteville
Fayetteville, WV
IDRSSD: 488420
Total Assets
$150.97M
Latest filing
Total Deposits
$135.43M
Latest filing
Net Interest Margin
2.92%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Fayette County National Bank of Fayetteville
101 N Court St
Fayetteville, WV 25840
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1900FDIC Certificate 4541
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Fayette County National Bank of Fayetteville (Main) | 101 N Court St | Fayetteville, WV |
| OAK HILL BRANCH | 1554 Main St E | Oak Hill, WV |
| ANSTED BRANCH | 20165 Midland Trail | Anstead, WV |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 25840 |
| State and County Number | 54019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Beckley, WV |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fcnbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 6762 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $150.97M |
| Total Deposits | $135.43M |
| Total Liabilities | $140.12M |
| Total Equity Capital | $10.85M |
| Net Income | $311.00k |
| Net Loans and Leases | $70.41M |
| Assets Per Employee ($Millions) | $6.56M |
| Bank Premises and Fixed Assets | $1.28M |
| Cash and Balances due from Depository Institutions | $1.98M |
| Deposits Held in Domestic Offices | $135.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 12.02% |
| Net Interest Margin | 2.92% |
| Efficiency Ratio | 68.36% |
| Tier 1 Risk-Based Capital Ratio | 21.11% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.189% |
| Earning Assets to total Assets | 96.78% |
Income and Expense
| Total Interest Income | $1.55M |
| Total Noninterest Income | $143.00k |
| Total Interest Expense | $485.00k |
| Total Noninterest Expense | $823.00k |
| Net Interest Income | $1.06M |
| Pre-tax Net Operating Income | $365.00k |
| Provision for Credit Losses | $16.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.43M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $260.00k |
| Total Liabilities and Capital | $150.97M |
Securities
| Securities | $74.92M |
| Available-for-sale debt securities | $74.92M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Fayette County National Bank of Fayetteville?
$150.97M as of the latest filing.
How much are The Fayette County National Bank of Fayetteville's total deposits?
$135.43M in total deposits.
Where is The Fayette County National Bank of Fayetteville located?
Fayetteville, WV.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
3.
When was it established?
06/01/1900.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$70.41M (latest filing).
What is the total interest income (latest filing)?
$1.55M.