Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	01/12/1938
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	38478
State and County Number	47055
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	06
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	182
Domestic Offices	14
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	01/12/1938
Primary Insurance Agency	DIF
Website	www.fnbforyou.com
Data Updated	11/14/2025
CERT	15572
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$1.45B
Total Deposits	$1.29B
Total Liabilities	$1.31B
Total Equity Capital	$141.78M
Net Income	$5.24M
Net Loans and Leases	$1.00B
Assets Per Employee ($Millions)	$7.77M
Bank Premises and Fixed Assets	$12.04M
Cash and Balances due from Depository Institutions	$124.84M
Deposits Held in Domestic Offices	$1.29B

Return on Assets (ROA)	1.45%
Return on Equity (ROE)	15.24%
Net Interest Margin	3.87%
Efficiency Ratio	51.85%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.08%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.752%
Earning Assets to total Assets	94.86%

Total Interest Income	$20.21M
Total Noninterest Income	$1.54M
Total Interest Expense	$6.91M
Total Noninterest Expense	$7.70M
Net Interest Income	$13.30M
Pre-tax Net Operating Income	$6.87M
Provision for Credit Losses	$276.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$264.00k
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$13.28M
Federal Funds Purchased and Repurchased Agreement	$1.32M
All Other Liabilities	$17.06M
Total Liabilities and Capital	$1.45B

Securities	$256.21M
Available-for-sale debt securities	$256.21M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of First National Bank of Pulaski?

$1.45B as of the latest filing.

How much are First National Bank of Pulaski's total deposits?

$1.29B in total deposits.

Where is First National Bank of Pulaski located?

Pulaski, TN.

What is the Net Interest Margin?

3.87%.

How many domestic offices does it operate?

14.

When was it established?

01/12/1938.

What is the Return on Assets (ROA)?

1.45%.

How much are total loans and leases?

$1.00B (latest filing).

What is the total interest income (latest filing)?

$20.21M.