Pinnacle Bank
Nashville, TN
IDRSSD: 2925666
Total Assets
$55.87B
Latest filing
Total Deposits
$45.99B
Latest filing
Net Interest Margin
3.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pinnacle Bank
21 Platform Way S
Nashville, TN 37203
Limited Service - Administrative
Updated 11/14/2025Established 10/27/2000FDIC Certificate 82012
Branches (179)
Page 1 of 26| Name | Address | City / State |
|---|---|---|
| Pinnacle Bank (Main) | 21 Platform Way S | Nashville, TN |
| ASHEBORO DOWNTOWN | 175 N Fayetteville St | Asheboro, NC |
| FAIRFIELD BRANCH | 2800 S Main St | High Point, NC |
| WESTCHESTER BRANCH | 1813 Westchester Dr | High Point, NC |
| MAIN DRIVE-IN BRANCH | 220 N Wrenn St | High Point, NC |
| EASTCHESTER BRANCH | 1028 Eastchester Dr | High Point, NC |
| ASHEBORO EAST DIXIE BRANCH | 854 E Dixie Dr | Asheboro, NC |
| 604 N MAIN ST BRANCH | 604 N Main St | Shelbyville, TN |
Showing 7 of 179
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/27/2000 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 37203 |
| State and County Number | 47037 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 3,627 |
| Domestic Offices | 179 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/07/2025 |
| Date of Deposit Insurance | 10/27/2000 |
| Primary Insurance Agency | DIF |
| Website | www.pnfp.com |
| Data Updated | 11/14/2025 |
| CERT | 35583 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $55.87B |
| Total Deposits | $45.99B |
| Total Liabilities | $48.93B |
| Total Equity Capital | $6.94B |
| Net Income | $183.43M |
| Net Loans and Leases | $37.67B |
| Assets Per Employee ($Millions) | $15.27M |
| Bank Premises and Fixed Assets | $686.74M |
| Cash and Balances due from Depository Institutions | $3.27B |
| Deposits Held in Domestic Offices | $45.99B |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 10.74% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 53.01% |
| Tier 1 Risk-Based Capital Ratio | 11.528% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.416% |
| Earning Assets to total Assets | 89.21% |
Income and Expense
| Total Interest Income | $721.95M |
| Total Noninterest Income | $143.66M |
| Total Interest Expense | $318.99M |
| Total Noninterest Expense | $291.18M |
| Net Interest Income | $402.96M |
| Pre-tax Net Operating Income | $223.49M |
| Provision for Credit Losses | $31.94M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $5.13M |
| Other borrowed funds | $1.78B |
| Federal Funds Sold & Reverse Repurchase Agreement | $83.12M |
| Federal Funds Purchased and Repurchased Agreement | $325.57M |
| All Other Liabilities | $789.76M |
| Total Liabilities and Capital | $55.87B |
Securities
| Securities | $9.07B |
| Available-for-sale debt securities | $6.40B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.65B |
| Subordinated Debt | $0 |
| Trading Account Assets | $43.22M |
| Trading Liabilities | $43.78M |
Frequently Asked Questions
What are the total assets of Pinnacle Bank?
$55.87B as of the latest filing.
How much are Pinnacle Bank's total deposits?
$45.99B in total deposits.
Where is Pinnacle Bank located?
Nashville, TN.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
179.
When was it established?
10/27/2000.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$37.67B (latest filing).
What is the total interest income (latest filing)?
$721.95M.