Pinnacle Bank
Nashville, TN
IDRSSD: 2925666
Total Assets
$57.64B
Latest filing
Total Deposits
$47.88B
Latest filing
Net Interest Margin
3.27%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
051405450NASHVILLE, TN064008637NASHVILLE, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Pinnacle Bank
21 Platform Way S
Nashville, TN 37203
Limited Service - Administrative
Updated 01/30/2026Established 10/27/2000FDIC Certificate 82012
Branches (434)
Page 1 of 62| Name | Address | City / State |
|---|---|---|
| Pinnacle Bank (Main) | 21 Platform Way S | Nashville, TN |
| LA GRANGE BRANCH | 200 N Greenwood St | Lagrange, GA |
| LORIS BRANCH | 3650 Main St | Loris, SC |
| DORA BRANCH | 2123 Highway 78 | Dora, AL |
| LABELLE BRANCH | 155 N Bridge St | Labelle, FL |
| DOTHAN BRANCH | 3680 W Main St | Dothan, AL |
| SUMTER BRANCH | 1 Broad St | Sumter, SC |
| BREMEN BRANCH | 215 Alabama Ave S | Bremen, GA |
Showing 7 of 434
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/27/2000 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 37203 |
| State and County Number | 47037 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 3,658 |
| Domestic Offices | 180 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2026 |
| Date of Deposit Insurance | 10/27/2000 |
| Primary Insurance Agency | DIF |
| Website | www.pnfp.com |
| Data Updated | 01/30/2026 |
| CERT | 35583 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $57.64B |
| Total Deposits | $47.88B |
| Total Liabilities | $50.71B |
| Total Equity Capital | $6.93B |
| Net Income | $186.54M |
| Net Loans and Leases | $38.81B |
| Assets Per Employee ($Millions) | $15.54M |
| Bank Premises and Fixed Assets | $686.83M |
| Cash and Balances due from Depository Institutions | $3.56B |
| Deposits Held in Domestic Offices | $47.88B |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 10.76% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 51.16% |
| Tier 1 Risk-Based Capital Ratio | 11.13% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.023% |
| Earning Assets to total Assets | 89.05% |
Income and Expense
| Total Interest Income | $712.36M |
| Total Noninterest Income | $132.90M |
| Total Interest Expense | $298.95M |
| Total Noninterest Expense | $280.88M |
| Net Interest Income | $413.41M |
| Pre-tax Net Operating Income | $231.34M |
| Provision for Credit Losses | $34.10M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.05M |
| Other borrowed funds | $1.79B |
| Federal Funds Sold & Reverse Repurchase Agreement | $96.39M |
| Federal Funds Purchased and Repurchased Agreement | $316.45M |
| All Other Liabilities | $688.77M |
| Total Liabilities and Capital | $57.64B |
Securities
| Securities | $9.17B |
| Available-for-sale debt securities | $6.56B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.59B |
| Subordinated Debt | $0 |
| Trading Account Assets | $39.80M |
| Trading Liabilities | $40.34M |
Frequently Asked Questions
What are the total assets of Pinnacle Bank?
$57.64B as of the latest filing.
How much are Pinnacle Bank's total deposits?
$47.88B in total deposits.
Where is Pinnacle Bank located?
Nashville, TN.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
180.
When was it established?
10/27/2000.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$38.81B (latest filing).
What is the total interest income (latest filing)?
$712.36M.