Stock Yards Bank & Trust Company
Louisville, KY
IDRSSD: 317342
Total Assets
$9.53B
Latest filing
Total Deposits
$7.79B
Latest filing
Net Interest Margin
3.72%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
083000564LOUISVILLE, KY
Key People
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Locations
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Main Office
Stock Yards Bank & Trust Company
1040 E Main St
Louisville, KY 40206
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1904FDIC Certificate 207
Branches (76)
Page 1 of 11| Name | Address | City / State |
|---|---|---|
| Stock Yards Bank & Trust Company (Main) | 1040 E Main St | Louisville, KY |
| AUSTIN BRANCH | 275 N Highway 31 | Austin, IN |
| WINCHESTER MAPLE BRANCH | 50 N Maple St | Winchester, KY |
| FIFTH STREET BRANCH | 214 S 5th St | Louisville, KY |
| ST. MATTHEWS BRANCH | 3794 Lexington Rd | Louisville, KY |
| MIDDLETOWN BRANCH | 11800 Shelbyville Rd | Louisville, KY |
| POPLAR LEVEL BRANCH | 4016 Poplar Level Rd | Louisville, KY |
| DIXIE HIGHWAY BRANCH | 5220 Dixie Hwy | Louisville, KY |
Showing 7 of 76
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1904 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 40206 |
| State and County Number | 21111 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 1,140 |
| Domestic Offices | 77 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.syb.com |
| Data Updated | 01/30/2026 |
| CERT | 258 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.53B |
| Total Deposits | $7.79B |
| Total Liabilities | $8.46B |
| Total Equity Capital | $1.07B |
| Net Income | $37.68M |
| Net Loans and Leases | $6.96B |
| Assets Per Employee ($Millions) | $8.49M |
| Bank Premises and Fixed Assets | $120.38M |
| Cash and Balances due from Depository Institutions | $884.14M |
| Deposits Held in Domestic Offices | $7.79B |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 14.26% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 50.43% |
| Tier 1 Risk-Based Capital Ratio | 11.823% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.269% |
| Earning Assets to total Assets | 91.18% |
Income and Expense
| Total Interest Income | $121.15M |
| Total Noninterest Income | $25.12M |
| Total Interest Expense | $41.51M |
| Total Noninterest Expense | $53.74M |
| Net Interest Income | $79.64M |
| Pre-tax Net Operating Income | $49.37M |
| Provision for Credit Losses | $1.65M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $190.00k |
| Other borrowed funds | $302.14M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.23M |
| Federal Funds Purchased and Repurchased Agreement | $119.77M |
| All Other Liabilities | $243.97M |
| Total Liabilities and Capital | $9.53B |
Securities
| Securities | $921.06M |
| Available-for-sale debt securities | $722.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $198.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stock Yards Bank & Trust Company?
$9.53B as of the latest filing.
How much are Stock Yards Bank & Trust Company's total deposits?
$7.79B in total deposits.
Where is Stock Yards Bank & Trust Company located?
Louisville, KY.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
77.
When was it established?
06/01/1904.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$6.96B (latest filing).
What is the total interest income (latest filing)?
$121.15M.