Eclipse Bank, Inc.
Louisville, KY
IDRSSD: 3347603
Total Assets
$487.11M
Latest filing
Total Deposits
$355.66M
Latest filing
Net Interest Margin
2.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Eclipse Bank, Inc.
13903 Promenade Green Way
Louisville, KY 40245
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/14/2005FDIC Certificate 437273
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Eclipse Bank, Inc. (Main) | 13903 Promenade Green Way | Louisville, KY |
| HURSTBOURNE BRANCH | 400 N Hurstbourne Pkwy | Louisville, KY |
| JOHNSON CITY MAIN BRANCH | 203 Broyles Dr | Johnson City, TN |
| ST. MATTHEW'S BRANCH | 3827 Shelbyville Rd | Louisville, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/14/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40245 |
| State and County Number | 21111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/28/2023 |
| Date of Deposit Insurance | 10/14/2005 |
| Primary Insurance Agency | DIF |
| Website | www.eclipsebank.com |
| Data Updated | 11/14/2025 |
| CERT | 58049 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $487.11M |
| Total Deposits | $355.66M |
| Total Liabilities | $445.38M |
| Total Equity Capital | $41.73M |
| Net Income | $464.00k |
| Net Loans and Leases | $414.80M |
| Assets Per Employee ($Millions) | $11.07M |
| Bank Premises and Fixed Assets | $12.80M |
| Cash and Balances due from Depository Institutions | $3.80M |
| Deposits Held in Domestic Offices | $355.66M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 4.48% |
| Net Interest Margin | 2.55% |
| Efficiency Ratio | 82.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.567% |
| Earning Assets to total Assets | 94.91% |
Income and Expense
| Total Interest Income | $6.79M |
| Total Noninterest Income | $242.00k |
| Total Interest Expense | $3.84M |
| Total Noninterest Expense | $2.63M |
| Net Interest Income | $2.95M |
| Pre-tax Net Operating Income | $565.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $206.00k |
| Other borrowed funds | $87.29M |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.55M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.43M |
| Total Liabilities and Capital | $487.11M |
Securities
| Securities | $31.14M |
| Available-for-sale debt securities | $19.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.07M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Eclipse Bank, Inc.?
$487.11M as of the latest filing.
How much are Eclipse Bank, Inc.'s total deposits?
$355.66M in total deposits.
Where is Eclipse Bank, Inc. located?
Louisville, KY.
What is the Net Interest Margin?
2.55%.
How many domestic offices does it operate?
4.
When was it established?
10/14/2005.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$414.80M (latest filing).
What is the total interest income (latest filing)?
$6.79M.