Community Trust Bank, Inc.
Pikeville, KY
IDRSSD: 509811
Total Assets
$6.64B
Latest filing
Total Deposits
$5.40B
Latest filing
Net Interest Margin
3.81%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
042102694PIKEVILLE, KY
Key People
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Locations
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Main Office
Community Trust Bank, Inc.
346 N Mayo Trl
Pikeville, KY 41501
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/17/1903FDIC Certificate 1762
Branches (80)
Page 1 of 12| Name | Address | City / State |
|---|---|---|
| Community Trust Bank, Inc. (Main) | 346 N Mayo Trl | Pikeville, KY |
| WHITESBURG BRANCH | 155 Main St | Whitesburg, KY |
| ASHLAND BRANCH | 1544 Winchester Ave | Ashland, KY |
| RICHMOND BRANCH | 128 W Main St | Richmond, KY |
| WILLIAMSBURG BRANCH | 201 N 3rd St | Williamsburg, KY |
| MIDDLESBORO EAST BRANCH | 1206 Cumberland Ave | Middlesboro, KY |
| MIDDLESBORO PINEVILLE BRANCH | 11792 Us Highway 25 East | Pineville, KY |
| MT. VERNON EAST MAIN BRANCH | 120 E Main St | Mount Vernon, KY |
Showing 7 of 80
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/17/1903 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 41501 |
| State and County Number | 21195 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 883 |
| Domestic Offices | 81 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ctbi.com |
| Data Updated | 01/30/2026 |
| CERT | 2720 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.64B |
| Total Deposits | $5.40B |
| Total Liabilities | $5.77B |
| Total Equity Capital | $873.45M |
| Net Income | $27.06M |
| Net Loans and Leases | $4.83B |
| Assets Per Employee ($Millions) | $7.52M |
| Bank Premises and Fixed Assets | $67.00M |
| Cash and Balances due from Depository Institutions | $358.58M |
| Deposits Held in Domestic Offices | $5.40B |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 12.57% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 46.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.15% |
| Earning Assets to total Assets | 93.22% |
Income and Expense
| Total Interest Income | $89.26M |
| Total Noninterest Income | $11.63M |
| Total Interest Expense | $30.56M |
| Total Noninterest Expense | $32.42M |
| Net Interest Income | $58.70M |
| Pre-tax Net Operating Income | $35.00M |
| Provision for Credit Losses | $2.91M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.07M |
| Other borrowed funds | $10.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $309.30M |
| All Other Liabilities | $53.16M |
| Total Liabilities and Capital | $6.64B |
Securities
| Securities | $1.09B |
| Available-for-sale debt securities | $1.09B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Trust Bank, Inc.?
$6.64B as of the latest filing.
How much are Community Trust Bank, Inc.'s total deposits?
$5.40B in total deposits.
Where is Community Trust Bank, Inc. located?
Pikeville, KY.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
81.
When was it established?
11/17/1903.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$4.83B (latest filing).
What is the total interest income (latest filing)?
$89.26M.