Republic Bank & Trust Company
Louisville, KY
IDRSSD: 316840
Total Assets
$7.01B
Latest filing
Total Deposits
$5.40B
Latest filing
Net Interest Margin
4.78%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Republic Bank & Trust Company
601 W Market St
Louisville, KY 40202
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/11/1982FDIC Certificate 16541
Branches (47)
Page 1 of 7| Name | Address | City / State |
|---|---|---|
| Republic Bank & Trust Company (Main) | 601 W Market St | Louisville, KY |
| LOUISVILLE BRANCH | 2801 Bardstown Rd | Louisville, KY |
| LOUISVILLE BRANCH | 661 S Hurstbourne Pkwy | Louisville, KY |
| OLD BROWNSBORO ROAD BRANCH | 4921 Brownsboro Rd | Louisville, KY |
| CHEVY CHASE | 641 Euclid Ave | Lexington, KY |
| HARRODSBURG ROAD BRANCH | 2401 Harrodsburg Rd | Lexington, KY |
| OUTER LOOP BRANCH | 4808 Outer Loop | Louisville, KY |
| BAPTIST EAST BRANCH | 3950 Kresge Way | St. Matthews, KY |
Showing 7 of 47
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/11/1982 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 40202 |
| State and County Number | 21111 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 974 |
| Domestic Offices | 48 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2023 |
| Date of Deposit Insurance | 01/11/1982 |
| Primary Insurance Agency | DIF |
| Website | www.republicbank.com |
| Data Updated | 11/14/2025 |
| CERT | 23627 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.01B |
| Total Deposits | $5.40B |
| Total Liabilities | $5.99B |
| Total Equity Capital | $1.02B |
| Net Income | $29.84M |
| Net Loans and Leases | $5.24B |
| Assets Per Employee ($Millions) | $7.17M |
| Bank Premises and Fixed Assets | $70.29M |
| Cash and Balances due from Depository Institutions | $484.24M |
| Deposits Held in Domestic Offices | $5.40B |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 11.8% |
| Net Interest Margin | 4.78% |
| Efficiency Ratio | 57.18% |
| Tier 1 Risk-Based Capital Ratio | 15.995% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.588% |
| Earning Assets to total Assets | 92.45% |
Income and Expense
| Total Interest Income | $103.15M |
| Total Noninterest Income | $16.54M |
| Total Interest Expense | $26.27M |
| Total Noninterest Expense | $53.52M |
| Net Interest Income | $76.88M |
| Pre-tax Net Operating Income | $37.89M |
| Provision for Credit Losses | $2.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.25M |
| Other borrowed funds | $375.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $74.52M |
| All Other Liabilities | $126.68M |
| Total Liabilities and Capital | $7.01B |
Securities
| Securities | $845.15M |
| Available-for-sale debt securities | $839.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.11M |
| Subordinated Debt | $0 |
| Trading Account Assets | $6.65M |
| Trading Liabilities | $6.81M |
Frequently Asked Questions
What are the total assets of Republic Bank & Trust Company?
$7.01B as of the latest filing.
How much are Republic Bank & Trust Company's total deposits?
$5.40B in total deposits.
Where is Republic Bank & Trust Company located?
Louisville, KY.
What is the Net Interest Margin?
4.78%.
How many domestic offices does it operate?
48.
When was it established?
01/11/1982.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$5.24B (latest filing).
What is the total interest income (latest filing)?
$103.15M.