State Bank of Medora

Medora, IN
IDRSSD: 50144
Total Assets
$95.75M
Latest filing
Total Deposits
$76.31M
Latest filing
Net Interest Margin
2.97%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/19/1933
Community BankYes
Ownership TypeNot Mutual
ZIP47260
State and County Number18071
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameSeymour, IN

Operational Info

Number of Employees15
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/29/2021
Date of Deposit Insurance07/09/1934
Primary Insurance AgencyDIF
Websitewww.medorabank.com
Data Updated11/14/2025
CERT14561
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$95.75M
Total Deposits$76.31M
Total Liabilities$80.02M
Total Equity Capital$15.72M
Net Income$-42,000
Net Loans and Leases$46.73M
Assets Per Employee ($Millions)$5.98M
Bank Premises and Fixed Assets$201.00k
Cash and Balances due from Depository Institutions$1.28M
Deposits Held in Domestic Offices$76.31M

Key Performance Ratios

Return on Assets (ROA)-0.17%
Return on Equity (ROE)-1.07%
Net Interest Margin2.97%
Efficiency Ratio109.74%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.42%
Earning Assets to total Assets92.94%

Income and Expense

Total Interest Income$1.07M
Total Noninterest Income$107.00k
Total Interest Expense$410.00k
Total Noninterest Expense$845.00k
Net Interest Income$663.00k
Pre-tax Net Operating Income$-75,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$54.00k
Federal Funds Purchased and Repurchased Agreement$1.99M
All Other Liabilities$1.72M
Total Liabilities and Capital$95.75M

Securities

Securities$42.10M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$42.10M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of State Bank of Medora?
$95.75M as of the latest filing.
How much are State Bank of Medora's total deposits?
$76.31M in total deposits.
Where is State Bank of Medora located?
Medora, IN.
What is the Net Interest Margin?
2.97%.
How many domestic offices does it operate?
1.
When was it established?
09/19/1933.
What is the Return on Assets (ROA)?
-0.17%.
How much are total loans and leases?
$46.73M (latest filing).
What is the total interest income (latest filing)?
$1.07M.