The State Bank of Geneva
Geneva, IL
IDRSSD: 991135
Total Assets
$119.94M
Latest filing
Total Deposits
$104.08M
Latest filing
Net Interest Margin
3.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The State Bank of Geneva
22 S 4th St
Geneva, IL 60134
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1903FDIC Certificate 600
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The State Bank of Geneva (Main) | 22 S 4th St | Geneva, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60134 |
| State and County Number | 17089 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sbgeneva.com |
| Data Updated | 11/14/2025 |
| CERT | 925 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $119.94M |
| Total Deposits | $104.08M |
| Total Liabilities | $107.44M |
| Total Equity Capital | $12.50M |
| Net Income | $227.00k |
| Net Loans and Leases | $73.66M |
| Assets Per Employee ($Millions) | $4.8M |
| Bank Premises and Fixed Assets | $1.60M |
| Cash and Balances due from Depository Institutions | $19.41M |
| Deposits Held in Domestic Offices | $104.08M |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 7.37% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 82.31% |
| Tier 1 Risk-Based Capital Ratio | 18.549% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.423% |
| Earning Assets to total Assets | 95.95% |
Income and Expense
| Total Interest Income | $1.47M |
| Total Noninterest Income | $300.00k |
| Total Interest Expense | $482.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $983.00k |
| Pre-tax Net Operating Income | $227.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $524.00k |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $364.00k |
| Total Liabilities and Capital | $119.94M |
Securities
| Securities | $22.88M |
| Available-for-sale debt securities | $22.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The State Bank of Geneva?
$119.94M as of the latest filing.
How much are The State Bank of Geneva's total deposits?
$104.08M in total deposits.
Where is The State Bank of Geneva located?
Geneva, IL.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$73.66M (latest filing).
What is the total interest income (latest filing)?
$1.47M.