State Bank of Davis

Davis, IL
IDRSSD: 45038
Total Assets
$171.36M
Latest filing
Total Deposits
$150.73M
Latest filing
Net Interest Margin
2.71%
Profitability

Key People

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Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/14/1928
Community BankYes
Ownership TypeNot Mutual
ZIP61019
State and County Number17177
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Known
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictCHICAGO
Core Based Statistical Area NameN/A

Operational Info

Number of Employees16
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/01/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.statebankofdavis.com
Data Updated2/13/2026
CERT5740
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$171.36M
Total Deposits$150.73M
Total Liabilities$155.72M
Total Equity Capital$15.65M
Net Income$340.00k
Net Loans and Leases$97.18M
Assets Per Employee ($Millions)$10.71M
Bank Premises and Fixed Assets$786.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$150.73M

Key Performance Ratios

Return on Assets (ROA)0.78%
Return on Equity (ROE)8.9%
Net Interest Margin2.71%
Efficiency Ratio64.11%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.13%
Earning Assets to total Assets94.04%

Income and Expense

Total Interest Income$1.88M
Total Noninterest Income$101.00k
Total Interest Expense$767.00k
Total Noninterest Expense$777.00k
Net Interest Income$1.11M
Pre-tax Net Operating Income$430.00k
Provision for Credit Losses$5.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$3.31M
Federal Funds Sold & Reverse Repurchase Agreement$30.00k
Federal Funds Purchased and Repurchased Agreement$733.00k
All Other Liabilities$947.00k
Total Liabilities and Capital$171.36M

Securities

Securities$62.26M
Available-for-sale debt securities$61.60M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$522.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of State Bank of Davis?
$171.36M as of the latest filing.
How much are State Bank of Davis's total deposits?
$150.73M in total deposits.
Where is State Bank of Davis located?
Davis, IL.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
1.
When was it established?
07/14/1928.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$97.18M (latest filing).
What is the total interest income (latest filing)?
$1.88M.