State Bank of Davis
Davis, IL
IDRSSD: 45038
Total Assets
$171.36M
Latest filing
Total Deposits
$150.73M
Latest filing
Net Interest Margin
2.71%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/14/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61019 |
| State and County Number | 17177 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Freeport, IL |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 5740 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $171.36M |
| Total Deposits | $150.73M |
| Total Liabilities | $155.72M |
| Total Equity Capital | $15.65M |
| Net Income | $340.00k |
| Net Loans and Leases | $97.18M |
| Assets Per Employee ($Millions) | $10.71M |
| Bank Premises and Fixed Assets | $786.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $150.73M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 8.9% |
| Net Interest Margin | 2.71% |
| Efficiency Ratio | 64.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.13% |
| Earning Assets to total Assets | 94.04% |
Income and Expense
| Total Interest Income | $1.88M |
| Total Noninterest Income | $101.00k |
| Total Interest Expense | $767.00k |
| Total Noninterest Expense | $777.00k |
| Net Interest Income | $1.11M |
| Pre-tax Net Operating Income | $430.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $30.00k |
| Federal Funds Purchased and Repurchased Agreement | $733.00k |
| All Other Liabilities | $947.00k |
| Total Liabilities and Capital | $171.36M |
Securities
| Securities | $62.26M |
| Available-for-sale debt securities | $61.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $522.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Davis?
$171.36M as of the latest filing.
How much are State Bank of Davis's total deposits?
$150.73M in total deposits.
Where is State Bank of Davis located?
Davis, IL.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
1.
When was it established?
07/14/1928.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$97.18M (latest filing).
What is the total interest income (latest filing)?
$1.88M.